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1617 S Ionia Rd, Vermontville, MI, 49096

2beds
2baths
1,640sqft
$259,900
$158price/sqft
$2,082/moest. monthly cost
$83,280/yrincome needed

About This Home

Enjoy the peace & quiet in this 1,640 sq. ft ranch on 2.48 acres! Open living rm, dining rm & kitchen, awesome kitchen w/all appliances & pantry cupboard w/pull out drawers. Lg primary en suite w/lg closet area, full bath w/walk-in shower plus laundry w/cabinets for storage. Additional full bath & 2nd BR down the main hallway. Garage has been converted into a lg family rm w/wood burning stove & 2 lg closets. Full bsmnt ready to be finished. Front & back porch, storage shed & covered parking structure, many mature trees including evergreens, a magnolia tree, black raspberries, & woods. Walk your own private trails through the woods & watch the birds coming in & out of the blue bird houses. Sold As-Is. Sale subject to Probate Court Approval.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
4/10

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: First
  • Area: 80.96

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 123.5

Family Room

  • Level: First
  • Area: 437.76

Features

  • Ceiling Fan(s),Double Closet,Laminate Counters,Open Floorplan,Pantry
  • Window features: Double Pane Windows,Screens
  • Flooring: Carpet,Vinyl
  • Fireplace features: Family Room,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,640

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,704
  • Total interior livable area: 1,640 sqft

Kitchen

  • Level: First
  • Area: 96.75

Living Room

  • Level: First
  • Area: 185.76000000000002

Master Bedroom

  • Level: First
  • Area: 249.85

Property

Details

  • Parcel number: 2309002230001201
  • Zoning description: Zoning
  • Other equipment: None
  • Foundation area: 1064

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front
  • Pool features: None
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Lighting
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood,Rural,Trees/Woods

Lot

  • Lot size: 2.48 Acres
  • Features: Back Yard,Front Yard
  • Lot size dimensions: 165 x 280.5 x 128 x 214.5 x 293 x 495

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Eaton County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$174$2,088
Property Taxes $406$4,872
Electricity $188$2,259
Total$2,082$24,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,382/yr
40% on housing$62,460/yr
45% on housing$55,520/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.5%
1.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 49096$147
Eaton County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 49096$139
Eaton County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$249,900
2026-07-21Listed for sale$259,900

For Sale by Agent

AgentKelly Miller
BrokerageRoss & Associates Realtors, LLC

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