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1306 Jack Henry Dr, Charlotte, MI, 48813

6beds
2baths
3,200sqft
$469,900
$147price/sqft
$3,689/moest. monthly cost
$147,560/yrincome needed

About This Home

Nestled on just under Ten Acres, this Desirable Ranch-Style Home is Anchored by an Expansive Pond, which Features around 340Ft. of Water Frontage, and Breathtaking Views. Encompassed by a Full Wrap-Around Deck, the Outdoor Entertainment Possibilities are Endless. Upon Entering, You are Greeted by a Large Mudroom, Attached to another Spacious Mudroom/Storage Area. A Gorgeous Stone, Wood-Burning Fireplace Highlights the Alluring Open Floor Plan, which Ties Together the Vast Kitchen/Dining/Living Areas. Stunning Knotty Pine Beckons Throughout, while Leading You into the Bright Sunroom~ which Features Admirable Cathedral Ceilings. The Main Floor is also Home to The Primary Bedroom which is Accompanied by a Private Full Bathroom; along with a Second Bedroom, and another Full Bathroom. Winding Downstairs, You will Find an Expansive Family Room, along with Four More Convenient Bedrooms. There is also an Additional Finished10x12 Bonus Room, along with a Vast Amount of Storage Space. Wandering back Outside~ the Spacious Three-Stall Attached Garage, Brings it All Together. This Property also Highlights an Insulated 40x80 Pole Barn, which features a Convenient Pit, and 14Ft. Eaves~ So Many Possibilities Here! To Top it Off for any Hunters, there is an Existing Hunting Blind that Stays with the Property. *New laminate flooring inside (2025). Furnace and A/C- 5 yrs. old +/-. Replacement windows (2016)

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
6/10
7/10
Charlotte Middle SchoolGrades 7-85.4 mi

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Rented
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bathroom2

  • Level: Main
  • Area: 35.25
  • Dimensions: 7.05 x 5.00

Bedroom2

  • Level: Main
  • Area: 121.55
  • Dimensions: 11.00 x 11.05

Bedroom3

  • Level: Basement
  • Area: 210.63
  • Dimensions: 10.03 x 21.00

Bedroom4

  • Level: Basement
  • Area: 130.761
  • Dimensions: 13.05 x 10.02

Bedroom5

  • Level: Basement
  • Area: 110.7312
  • Dimensions: 10.03 x 11.04

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Bonus Room

  • Level: Basement
  • Area: 120
  • Dimensions: 10.00 x 12.00

Dining Area

  • Level: Main
  • Area: 232.5918
  • Dimensions: 21.03 x 11.06

Family Room

  • Level: Basement
  • Area: 442
  • Dimensions: 17.00 x 26.00

Features

  • Center Island
  • Window features: Replacement
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Other
  • Fireplace: Yes
  • Finished area below ground: 1,500

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 3,200 sqft

Kitchen

  • Level: Main
  • Area: 188.9048
  • Dimensions: 11.06 x 17.08

Laundry

  • Level: Main
  • Area: 63.4304
  • Dimensions: 7.04 x 9.01

Living Room

  • Level: Main
  • Area: 144.4
  • Dimensions: 8.00 x 18.05

Master Bathroom

  • Level: Main
  • Area: 89.8588
  • Dimensions: 8.11 x 11.08

Master Bedroom

  • Level: Main
  • Area: 182.8109
  • Dimensions: 14.03 x 13.03

Other

  • Level: Basement
  • Area: 150.7008
  • Dimensions: 10.02 x 15.04

Other

  • Level: Main
  • Area: 212.9199
  • Dimensions: 15.09 x 14.11

Property

Details

  • Parcel number: 09002420000601
  • Zoning description: Res

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Pond
  • Waterbody name: Other

Lot

  • Lot size: 9.60 Acres
  • Features: Level,Wooded,Rolling Hills
  • Lot size dimensions: IRR

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Eaton County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$216$2,592
Property Taxes $748$8,976
Electricity $349$4,188
Total$3,689$44,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,480/yr
40% on housing$110,670/yr
45% on housing$98,373/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.5%
1.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 48813$152
Eaton County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 48813$144
Eaton County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$479,900
2026-04-16Price change$489,900
2026-03-23Listed for sale$499,900
2013-07-02Sold$149,900
2013-05-09Listed for sale$149,900
2011-07-12Listing removed$179,900
2011-03-03Price change$179,900
2011-02-25Price change$179
2010-09-22Listed for sale$179,900

For Sale by Agent

AgentTawni Makley
BrokerageFreshwater Properties

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