See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2858 Hall St, Orleans, MI, 48865

2beds
2baths
1,305sqft
$450,000
$345price/sqft
$3,035/moest. monthly cost
$121,400/yrincome needed

About This Home

Discover waterfront living on Long Lake in Orleans! Enjoy this charming 2-bedroom, 1.5-bathroom home with a 2.5-car detached garage that hosts a heated workshop, which is currently used as a fish cleaning room. This 40' waterfront property boasts a newer steel seawall, a pergola, firepit, and metal dock presenting an excellent opportunity to enjoy lakeside living with a home that can be occupied year around if that is what you are looking for. Home features gorgeous vaulted real wood ceilings and railing and an awesome open loft area, which could be used for additional sleeping space. Lots of upgrades and extras: whole home generac generator, association sewer, inground irrigation, natural gas, new on-demand water heater, updated furnace and central air, and all appliances stay. This property is being sold with a 2nd parcel behind it with an outbuilding for additional storage. Full hook-ups next to it for a trailer or motorhome and extra parking spaces as well. Spectrum internet/cable and Point Broadband fiber are both available

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

--
Ellis Elementary SchoolGrades PK-25.0 mi
5/10
Belding Middle SchoolGrades 6-84.9 mi
3/10
Belding High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 1991

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Humidifier,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Rented
  • Laundry features: Laundry Closet,Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Features

  • Ceiling Fan(s),Center Island,Eat-in Kitchen
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,305
  • Total interior livable area: 1,305 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Upper

Property

Details

  • Parcel number: 3412012000021520 & 3412012000021510
  • Zoning description: Res

Features

  • Stories: 2
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Long Lake

Lot

  • Lot size: 0.36 Acres
  • Features: Level,Rolling Hills,Ground Cover,Shrubs/Hedges
  • Lot size dimensions: IRR

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters in Ionia County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$197$2,364
Property Taxes $375$4,500
Electricity $188$2,259
Total$3,035$36,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,057/yr
40% on housing$91,050/yr
45% on housing$80,933/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$345This listing

vs Other Active Listings

Avg $/sqft

ZIP 48865$171
Ionia County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 48865$145
Ionia County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$450,000
2023-08-16Listing removed--
2023-07-27Listed for sale$485,000

For Sale by Agent

AgentMandy Green
BrokerageFive Star Real Estate (E. Division)

Similar Homes