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4488 Miriam Rd, Belding, MI, 48809

4beds
2baths
3,134sqft
$395,000
$126price/sqft
$3,207/moest. monthly cost
$128,280/yrincome needed

About This Home

Country Escape with Endless Potential on 20 Private Acres. Embrace the ultimate rural retreat! Nestled on 20 sprawling, wooded acres, this 4-bedroom, 2-bathroom farmhouse offers a rare canvas for your dream home or weekend getaway.While the property requires a full renovation and a heavy dose of TLC, it is priced to reflect the sweat equity needed. Bring your vision, contractor, and toolbelt to restore this diamond in the rough to its full glory.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
5/10
Belding Middle SchoolGrades 6-83.3 mi
3/10
Belding High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: In Kitchen

Basement

  • Has basement: Yes
  • Basement: Michigan Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Tile,Wood
  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 3,134
  • Total interior livable area: 3,134 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 13002700006500

Features

  • Stories: 2

Lot

  • Lot size: 20 Acres
  • Lot size dimensions: 660 x 1344

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Ice Storm
Tornado

FEMA Declared Disasters in Ionia County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$183$2,196
Property Taxes $686$8,232
Electricity $341$4,102
Total$3,207$38,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,954/yr
40% on housing$96,210/yr
45% on housing$85,520/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 48809$137
Ionia County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 48809$165
Ionia County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$395,000
2026-07-31Price change$395,000
2026-07-04Listed for sale$410,000
2001-12-27Sold$125,000

For Sale by Agent

AgentNancy Jeffrey
BrokerageColdwell Banker Schmidt Newaygo

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