8198 Morrison Lake Gdns, Saranac, MI, 48881
About This Home
Lifestyle is the word. Cozy 2BR cottage awaits on all-sports Morrison Lake in Saranac, Michigan. Deeded frontage invites your dock for boating, skiing, and sunset floats across 325 acres of shimmering water. Literally steps away sits the clubhouse of the 18-hole Morrison Lake Golf Club, with pine-lined fairways and lake views right at your doorstep. A new roof crowns this longtime cherished home, passed gently through years of quiet joy. Small and intimate, it holds space for mornings with coffee on the deck, laughter echoing off the water, and evenings under wide skies. Saranac whispers small-town ease, with I-96 minutes away: Grand Rapids under 30 min, Lansing close behind. A simple retreat where lake and golf meet, ready for your next chapter of calm days and open horizons.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Roof: Shingle
- Construction materials: Block,Stone,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Bar Fridge,Dishwasher,Dryer,Range,Refrigerator,Washer,Water Softener Owned
- Laundry features: Laundry Room,Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Features
- Ceiling Fan(s),Eat-in Kitchen
- Window features: Replacement,Garden Window,Window Treatments
- Flooring: Ceramic Tile,Laminate,Wood
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 1,176
- Total interior livable area: 1,176 sqft
Property
Details
- Parcel number: 02010000037000
- Zoning description: Residential
Features
- Stories: 1
- Patio & porch: Scrn Porch
- Waterfront features: Lake
- Waterbody name: Morrison Lake
Lot
- Lot size: 3,920 sqft
- Features: Recreational,Golf Community
- Lot size dimensions: 39 x 85
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Ice Storm
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Ionia County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,188 | $14,256 |
| Home Insurance * | $90 | $1,080 |
| Property Taxes | $195 | $2,340 |
| Electricity | $188 | $2,259 |
| Total | $1,661 | $19,932 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Price change | $240,000 |
| 2026-03-05 | Listed for sale | $250,000 |
| 2021-08-17 | Sold | $184,000 |
| 2021-06-06 | Pending sale | $199,900 |
| 2021-05-13 | Price change | $199,900 |
| 2021-04-19 | Listed for sale | $219,900 |
| 2021-04-15 | Pending sale | $219,900 |
| 2021-03-30 | Listed for sale | $219,900 |
| 2017-03-07 | Listing removed | $169,900 |
| 2016-05-17 | Listed for sale | $169,900 |
| 1995-12-01 | Sold | $39,500 |
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