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623 Carl St, Portland, MI, 48875

3beds
1baths
1,390sqft
$130,000
$94price/sqft
$1,007/moest. monthly cost
$40,280/yrincome needed

About This Home

Welcome to 623 Carl Street. This 3-bedroom ranch is nestled in a quiet Portland neighborhood. Enjoy year-round relaxation in the spacious four-season sunroom, filled with natural light in every season. Step outside to a fenced-in backyard featuring several planters—perfect for gardening or outdoor enjoyment. Ideally located near local schools, this home also sits directly across from Tichvon Park, providing easy access to green space and recreation.

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
72
BikeVery Bikeable

Schools

6/10
6/10
Portland Middle SchoolGrades 6-81.0 mi
6/10
Portland High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1972

Materials

  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Oven,Electric Range,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bathroom1

  • Level: First
  • Area: 42.699999999999996

Bedroom2

  • Level: First
  • Area: 100

Bedroom3

  • Level: First
  • Area: 80

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 75.92

Features

  • Finished area below ground: 334
  • Finished area above ground: 1,056

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,112
  • Total interior livable area: 1,390 sqft

Kitchen

  • Level: First
  • Area: 106.91999999999999

Laundry

  • Level: Basement
  • Area: 142.73999999999998

Living Room

  • Level: First
  • Area: 218.88

Master Bedroom

  • Level: First
  • Area: 168

Other

  • Level: First
  • Area: 180.54000000000002

Property

Details

  • Parcel number: 3430014000010000
  • Zoning description: Zoning
  • Foundation area: 1056

Features

  • Levels: One
  • Stories: 1
  • Fencing: Back Yard

Lot

  • Lot size: 9,147 sqft
  • Lot size dimensions: 76 x 120

Parking

  • Parking features: Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Ionia County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$54$648
Property Taxes $108$1,296
Electricity $188$2,259
Total$1,007$12,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,525/yr
40% on housing$30,210/yr
45% on housing$26,853/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 48875$117
Ionia County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 48875$141
Ionia County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$175,000
2021-03-30Sold$110,000
2021-01-06Price change$124,900
2020-12-08Price change$129,900
2020-11-24Price change$134,900
2020-11-17Listed for sale$139,900
2020-10-16Pending sale$139,900
2020-10-13Listed for sale$139,900
2012-10-31Sold$99,950
2012-08-08Price change$104,900
2012-07-13Price change$109,900
2012-06-05Listed for sale$115,000
2005-12-12Sold$115,000

For Sale by Agent

AgentWendy L Mallek
BrokerageSandborn Real Estate

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