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735 Prairie Creek Rd, Ionia, MI, 48846

4beds
4baths
4,266sqft
$650,000
$152price/sqft
$5,103/moest. monthly cost
$204,120/yrincome needed

About This Home

First time this executive style home has been offered! This large and spacious home is nestled on just under 14 private acres. Kitchen is a cook's dream, featuring storage galore and a hidden wet bar. Entertaining in this home would be a treat. Spacious master suite with fireplace and extra large closets and bath. Office with built in shelves has many uses - just use your imagination. Formal living and dining room plus large first floor family room with fireplace. Lower level has another family room with fireplace. Rounding out this gorgeous home is an attached three stall garage, decks and sunroom. Don't let this once in a lifetime home pass by!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

3/10
5/10
Ionia Middle SchoolGrades 6-81.9 mi
4/10
Ionia High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1983

Materials

  • Roof: Composition
  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Laundry Room,Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Daylight,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Center Island,Eat-in Kitchen
  • Number of fireplaces: 3
  • Fireplace features: Family Room,Gas Log,Master Bedroom,Wood Burning,Other
  • Fireplace: Yes
  • Finished area below ground: 470

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,796
  • Total interior livable area: 4,266 sqft

Property

Details

  • Parcel number: 06001600011000
  • Zoning description: NA

Features

  • Stories: 2

Lot

  • Lot size: 13.75 Acres
  • Features: Wooded
  • Lot size dimensions: irregular

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Side,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Ionia County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$391$4,692
Property Taxes $961$11,532
Electricity $465$5,583
Total$5,103$61,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,960/yr
40% on housing$153,090/yr
45% on housing$136,080/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 48846$131
Ionia County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 48846$140
Ionia County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-11Price change$650,000
2025-08-19Listed for sale$700,000

For Sale by Agent

AgentCathy A Hoppough
BrokerageKW Rivertown Hoppough

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