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411 Hill St, Ionia, MI, 48846

3beds
2baths
2,240sqft
$299,900
$134price/sqft
$2,189/moest. monthly cost
$87,560/yrincome needed

About This Home

Welcome to your dream home! Nestled on over half an acre of serene landscape in the highly sought-after Ionia School District, this stunning 3-bedroom, 2-bath ranch home boasts over 2,000 sq ft of thoughtfully designed living space. Perfect for families, entertainers, or those seeking a peaceful retreat, this residence offers a perfect blend of comfort, style, and functionality. Key Features: Spacious and Inviting Open Floorplan: As you step inside, you'll be greeted by a wide-open floorplan that seamlessly connects the living, dining, and kitchen areas. Natural light pours through large windows, creating a warm and inviting atmosphere. Gourmet Kitchen Delight: The heart of the home is undoubtedly the large kitchen, equipped with an abundance of cabinets for all your storage needs, stylish countertops, and modern appliances. The expansive snack bar is perfect for casual meals, social gatherings, or simply enjoying your morning coffee. Luxurious Main Floor Master Suite: Your private oasis awaits in the main floor master bedroom, complete with beautiful oak doors and trim that add an elegant touch. With convenient access to the main bathroom featuring a luxurious tiled tub/shower, your comfort is assured. Convenient Main Floor Laundry: No more hauling laundry up and down stairs! The main floor laundry makes everyday chores a breeze, enhancing the home's functionality. Finished Walkout Basement: Venture downstairs to discover a fully finished walkout basement, featuring a stunning great room with a beautiful stone fireplace, perfect for cozy nights in. The basement also includes two large bedrooms and a full bath, ideal for guests or family members desiring their own space. Outdoor Entertaining: Step outside to your expansive backyard, perfect for outdoor gatherings, gardening, or simply enjoying peaceful evenings under the stars. The property offers ample space for children to play or for pets to roam free. Oversized Garage and Mudroom and ring cameras on every door entrance : The impressive 2+ stall attached garage provides plenty of room for vehicles and storage. The mudroom, conveniently located at the entrance, offers a practical space for coats and shoes, keeping everything tidy as you enter your home. Located just outside the city limits, you'll enjoy the tranquility of country living while still being close to local amenities, schools, and parks. Whether you're hosting friends for a summer barbecue or curling up by the fireplace on a chilly evening, this home is sure to create lasting memories. Don't miss out on the opportunity to make this exquisite property your own! Schedule a private showing today and step into a lifestyle of comfort, style, and convenience. Welcome home!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
Jefferson SchoolGrades PK-50.3 mi
5/10
Ionia Middle SchoolGrades 6-80.6 mi
4/10
Ionia High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Window features: Replacement
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,120

Heating & Cooling

  • Heating features: Forced Air,Wood
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 2,240 sqft

Property

Details

  • Parcel number: 3406022000015000
  • Zoning description: Residential

Features

  • Stories: 1

Lot

  • Lot size: 0.59 Acres
  • Features: Level,Rolling Hills,Shrubs/Hedges
  • Lot size dimensions: 148.5 x 173

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Ionia County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$180$2,160
Property Taxes $249$2,988
Electricity $244$2,931
Total$2,189$26,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,051/yr
40% on housing$65,670/yr
45% on housing$58,373/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 48846$132
Ionia County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 48846$140
Ionia County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$314,900
2026-04-17Price change$319,900
2026-03-30Price change$329,900
2026-03-21Listed for sale$339,900
2022-01-28Sold$225,000
2021-12-19Pending sale$189,900
2021-12-14Listed for sale$189,900
2017-01-31Sold$154,000
2016-11-04Pending sale$159,900
2016-09-14Listed for sale$159,900
2014-05-09Sold$30,000
2012-09-07Sold$30,000
2012-08-23Listed for sale$25,200
2012-05-25Listing removed$22,000
2012-05-08Price change$22,000
2012-03-21Price change$25,200
2012-03-17Listed for sale--
2012-01-26Sold$84,031

For Sale by Agent

AgentJason Titus
BrokerageIndependence Realty (Main)

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