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7848 Bay Mdw, Stanwood, MI, 49346

3beds
2baths
1,431sqft
$674,000
$471price/sqft
$4,386/moest. monthly cost
$175,440/yrincome needed

About This Home

Spectacular peninsula setting with 125 feet of prime lake frontage on the all-sports waters of Main Canadian Lake. This 3 bed, 2 bath year-round ranch offers breathtaking water views from both sides, a newer kitchen, screened-in porch, and 2 gas fireplaces. Vaulted ceiling, stunning lake views and a beautiful fireplace, while the spacious second bedroom features a sitting area and private deck. Enjoy a seawall, sandy beach, and exceptional outdoor living. Heated oversized 3+ car garage with bonus room above for guest suite with bedroom and bath. An extraordinary opportunity to own one of the area's most desirable waterfront properties! Call today for your private tour!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Mecosta Elementary SchoolGrades PK-44.3 mi
6/10

Construction

Condition

  • Year built: 1965

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Closet,Main Level

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Main
  • Area: 31.98
  • Dimensions: 4.10 x 7.80

Bathroom2

  • Level: Upper

Bedroom2

  • Level: Main
  • Area: 135.96
  • Dimensions: 10.30 x 13.20

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Area

  • Level: Main
  • Area: 312.93
  • Dimensions: 17.10 x 18.30

Features

  • Ceiling Fan(s)
  • Window features: Insulated Windows
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Master Bedroom
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,431
  • Total interior livable area: 1,431 sqft

Kitchen

  • Level: Main
  • Area: 91.18
  • Dimensions: 9.70 x 9.40

Living Room

  • Level: Main
  • Area: 260.58
  • Dimensions: 20.20 x 12.90

Master Bedroom

  • Level: Main
  • Area: 306.36
  • Dimensions: 13.80 x 22.20

Other

  • Level: Main
  • Area: 125.718
  • Dimensions: 13.80 x 9.11

Property

Details

  • Parcel number: 5411139157000

Features

  • Stories: 1
  • Pool features: Association Indoor Pool,Association
  • Spa features: Association
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Main Lake

Lot

  • Lot size: 0.32 Acres
  • Lot size dimensions: 125 x 87 x 148 x 118

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Mecosta County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,408$40,896
Home Insurance *$268$3,216
Property Taxes $522$6,264
Electricity $188$2,259
Total$4,386$52,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,377/yr
40% on housing$131,580/yr
45% on housing$116,960/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$471This listing

vs Other Active Listings

Avg $/sqft

ZIP 49346$194
Mecosta County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 49346$181
Mecosta County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$664,000
2026-07-16Price change$674,000
2026-06-25Listed for sale$679,000
2019-06-20Sold$262,000
2017-11-09Listing removed$294,900
2017-03-23Listed for sale$294,900
2016-12-13Listing removed$294,900
2016-07-13Price change$294,900
2016-06-01Price change$299,900
2016-02-26Listed for sale$310,000
2015-12-09Listing removed$315,000
2015-04-23Listed for sale$315,000
2015-03-08Listing removed$315,000
2014-09-30Price change$315,000
2014-09-05Price change$320,000
2014-07-23Price change$325,000
2014-06-11Price change$327,900
2014-04-09Listed for sale$329,900
2013-12-10Listing removed$326,000
2013-07-19Price change$326,000
2012-12-17Listed for sale$329,000

For Sale by Agent

AgentBrooke Iltis
BrokerageColdwell Banker Lakes Realty

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