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9880 85th Ave, Mecosta, MI, 49332

5beds
3baths
3,702sqft
$599,000
$162price/sqft
$4,226/moest. monthly cost
$169,040/yrincome needed

About This Home

Discover a truly one-of-a-kind opportunity with this spectacular 35-acre retreat in the heart of Central Michigan. Tucked away at the end of a long, private driveway, this secluded property offers exceptional privacy, abundant wildlife, and breathtaking views overlooking Lost Lake. In addition, the property boasts over a quarter mile of frontage on this private lake, providing unmatched waterfront access and serenity. The home features soaring cathedral ceilings, an updated kitchen, a fireplace that creates a warm gathering space, and a spacious primary suite on the main floor complete with a massive walk-in closet. The finished walkout lower level provides additional living space along with a workshop, making it ideal for hobbies, projects, or extra storage. Outside, you'll find multiple outbuildings and endless opportunities to enjoy the natural surroundings. Whether you're looking for a private residence, hunting retreat, or recreational getaway, this property offers it ALL.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
Mecosta Elementary SchoolGrades PK-41.3 mi
6/10

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Composition,Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Oven,Range,Refrigerator,Washer
  • Laundry features: Laundry Closet,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Center Island,Eat-in Kitchen
  • Window features: Skylight(s),Bay/Bow
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,897
  • Total interior livable area: 3,702 sqft

Property

Details

  • Parcel number: 5411015002000

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Lost Lake

Lot

  • Lot size: 35 Acres
  • Features: Recreational,Wooded,Wetland Area
  • Lot size dimensions: Irreg. See Map

Parking

  • Total spaces: 1
  • Parking features: Detached,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Lightning
Tornado

FEMA Declared Disasters in Mecosta County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$331$3,972
Property Taxes $464$5,568
Electricity $403$4,845
Total$4,226$50,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,891/yr
40% on housing$126,780/yr
45% on housing$112,693/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 49332$209
Mecosta County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 49332$149
Mecosta County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$599,000

For Sale by Agent

AgentTom Garner
BrokerageCentury 21 White House Realty

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