See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

163 Lincoln St, Vestaburg, MI, 48891

1beds
1baths
499sqft
$89,900
$180price/sqft
$842/moest. monthly cost
$33,680/yrincome needed

About This Home

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Unit

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 499
  • Total interior livable area: 499 sqft

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 01840002600

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Rock Lake

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: check county BATVAI

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in Montcalm County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $454$5,448
Home Insurance *$48$576
Property Taxes $152$1,824
Electricity $188$2,259
Total$842$10,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,868/yr
40% on housing$25,260/yr
45% on housing$22,453/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 48891$137
Montcalm County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 48891$159
Montcalm County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Listed for sale$89,900
2026-03-03Listing removed$89,000
2026-01-15Listed for sale$89,000
2026-01-14Pending sale$89,000
2025-12-14Listed for sale$89,000
2012-10-23Sold$29,900
2011-04-16Listing removed$29,900
2011-02-22Listed for sale$29,900
2010-03-20Listing removed$36,250
2010-03-13Listed for sale$36,250
2009-09-29Listing removed$34,900
2009-03-17Price change$34,900
2008-04-16Price change$39,900
2008-02-29Listed for sale$42,500
2006-02-02Sold$24,500

For Sale by Agent

AgentJustin Stearns
BrokerageLPT Realty, LLC

Similar Homes