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11448 Riverside Dr, White Pigeon, MI, 49099

2beds
1baths
1,440sqft
$424,900
$295price/sqft
$2,961/moest. monthly cost
$118,440/yrincome needed

About This Home

Woods, Water, & Acreage. Must see this one of a kind property with just under 10 acres with a beautiful 2 Bedroom 1 bath year round home with a 40x26 pole barn with additional storage outbuilding. Main floor offers a open concept. Kitchen with island center, lots of cabinets and counter top space, eating area and ceramic floors. Living room with vaulted ceilings, and a large brick fireplace. Den/office leads to the large wrap around deck over looking the St Joseph River. 2 Spacious bedrooms with a full bath in the hall offering a walk in shower with washer and dryer. Basement is a walkout with some storage space. Outside wood burner works but isn't presently hooked up, also has a generator that needs to be hooked up. Newer septic system and 5 inch well, newer furnace, 100 amp service. With a special use permit horses and personal live stock can be raised.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
4/10
White Pigeon Jr/Sr High SchoolGrades PK,6-124.9 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Composition,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Refrigerator
  • Laundry features: In Bathroom,Upper Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial,Walk-Out Access

Bedroom2

  • Level: Main
  • Area: 143
  • Dimensions: 13.00 x 11.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Area

  • Level: Main
  • Area: 64
  • Dimensions: 8.00 x 8.00

Family Room

  • Level: Main
  • Area: 162
  • Dimensions: 18.00 x 9.00

Features

  • Ceiling Fan(s),Center Island,Eat-in Kitchen
  • Window features: Insulated Windows
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 13.00 x 11.00

Living Room

  • Level: Main
  • Area: 336
  • Dimensions: 21.00 x 16.00

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main
  • Area: 224
  • Dimensions: 16.00 x 14.00

Property

Details

  • Parcel number: 7501100502000
  • Zoning description: R1

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: River
  • Waterbody name: Saint Joseph River

Lot

  • Lot size: 9.40 Acres
  • Features: Level,Wooded,Ground Cover
  • Lot size dimensions: 1320 x 330 x 1320 x ?

Parking

  • Total spaces: 4
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Cold Wave
Drought
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters in St. Joseph County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance *$268$3,216
Property Taxes $357$4,284
Electricity $188$2,259
Total$2,961$35,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,520/yr
40% on housing$88,830/yr
45% on housing$78,960/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 49099$240
St. Joseph County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 49099$144
St. Joseph County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Contingent$424,900
2026-07-23Listed for sale$424,900

For Sale by Agent

AgentMichael S Brorson
BrokerageRE/MAX Elite Group

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