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23799 M 86, Centreville, MI, 49032

3beds
2baths
1,288sqft
$180,000
$140price/sqft
$1,336/moest. monthly cost
$53,440/yrincome needed

About This Home

Nice ranch on a level half acre lot with attached garage. Good layout with large kitchen and a master suite.Also includes a covered porch and a carport. Countryside views framed with large walnut trees and lilac bushes. Immediate possession. Seller is a licensed real estate broke in the State of Michigan.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

5/10
Nottawa Community SchoolGrades PK-82.6 mi

Construction

Condition

  • Year built: 1976

Materials

  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured Home

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,288
  • Total interior livable area: 1,288 sqft

Property

Accessibility

  • Accessibility features: Covered Entrance,Low Threshold Shower

Details

  • Parcel number: 01218000600
  • Zoning description: Res

Features

  • Stories: 1

Lot

  • Lot size: 0.52 Acres
  • Features: Level
  • Lot size dimensions: 155 x 145

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Strong Wind
Cold Wave
Drought
Tornado
Winter Weather

FEMA Declared Disasters in St. Joseph County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$134$1,608
Property Taxes $104$1,248
Electricity $188$2,259
Total$1,336$16,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,805/yr
40% on housing$40,080/yr
45% on housing$35,626/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 49032$104
St. Joseph County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 49032$121
St. Joseph County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$180,000
2026-07-02Price change$180,000
2026-05-12Listed for sale$189,000
2024-05-10Sold$145,000
2024-04-01Pending sale$134,900
2024-03-28Listed for sale$134,900
2021-02-02Sold$20,000
2020-08-31Listing removed$85,500
2019-08-31Listed for sale$85,500

For Sale by Agent

AgentBenjamin Ewing
BrokerageEwing Realty LLC

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