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61583 Raintree Blvd, Sturgis, MI, 49091

4beds
3baths
3,173sqft
$799,900
$252price/sqft
$5,659/moest. monthly cost
$226,360/yrincome needed

About This Home

Experience luxury lake living in this extraordinary waterfront estate! Nestled on Lake Templene, with 166 feet of water frontage, this impeccably maintained walkout home offers over 5,900 sq ft of finished living space, combining timeless character with exceptional quality! Designed for both everyday living and grand entertaining, the home features 4 expansive bedrooms & 3 full baths. The large kitchen is a chef's dream, boasting a massive center island, abundant cabinetry and an entire wall dedicated to pantry storage. The walkout lower level offers incredible flexibility with a second full kitchen, making it ideal for hosting guests or multi-generational living. Offering an unmatched combination of space, craftsmanship and waterfront beauty, this remarkable property is more than a home, it's a destination where memories are made for generations to come!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
Nottawa Community SchoolGrades PK-82.9 mi

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Composition
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Features

  • Window features: Insulated Windows
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Recreation Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,173
  • Total interior livable area: 3,173 sqft

Property

Details

  • Parcel number: 01205803200

Features

  • Stories: 2
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Lake Templene

Lot

  • Lot size: 0.57 Acres
  • Features: Ground Cover,Shrubs/Hedges
  • Lot size dimensions: 166 x 190 x 160 x 130

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Strong Wind
Cold Wave
Drought
Tornado
Winter Weather

FEMA Declared Disasters in St. Joseph County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$596$7,152
Property Taxes $673$8,076
Electricity $346$4,153
Total$5,659$67,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$194,022/yr
40% on housing$169,770/yr
45% on housing$150,906/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 49091$134
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 49091$136
St. Joseph County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$799,900
2008-05-22Listing removed$449,000
2008-04-18Listed for sale$449,000
2008-03-17Sold$416,000

For Sale by Agent

AgentJosh Nagy
BrokerageBerkshire Hathaway HomeServices Michigan Real Estate

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