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55526 S Thompson Ln, Three Rivers, MI, 49093

4beds
3baths
2,600sqft
$895,000
$344price/sqft
$6,407/moest. monthly cost
$256,280/yrincome needed

About This Home

This 4-BD, 3-BA, 2,030-sq-ft home in a quiet cul-de-sac on a cove of all-sports Fishers Lake stands on a secluded .85-acre wooded lot w/ 231ft of waterfront, large sandy beach area, maintenance-free private dock. Most furniture and furnishings available. Main level: new LVP floors, living area w/ vaulted ceiling, double-sided gas log fireplace shared w/ sitting/sunroom w/ access to large elevated wraparound maintenance-free deck w/ gas firepit; updated kitchen w/ peninsula w/ bar seating, Cambria quartz counters, new stainless appliances, deck access; dining area; carpeted primary BD w/ vaulted ceiling, deck access; primary BA; BD; BA; laundry. Downstairs: carpeted rec room w/ fireplace, built-in cabinets and bookshelves, walkout; BD w/ large walk-in closet; BD; BA; storage room; utility room. Oversized 2-car attached garage, streetside porch, garden, underground sprinkler. Spring-fed 327-acre Fishers Lake w/ lakeside restaurant is 2.5 hours to Chicago, 1 hour to Notre Dame.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Park Elementary SchoolGrades K-53.2 mi
5/10
8/10
Three Rivers High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 2000

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Humidifier,Dishwasher,Dryer,Microwave,Oven,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bathroom1

  • Level: Main
  • Area: 72
  • Dimensions: 12.00 x 6.00

Bathroom2

  • Level: Lower
  • Area: 60
  • Dimensions: 6.00 x 10.00

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12.00 x 10.00

Bedroom3

  • Level: Lower
  • Area: 140
  • Dimensions: 14.00 x 10.00

Bedroom4

  • Level: Lower
  • Area: 198
  • Dimensions: 11.00 x 18.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Dining Area

  • Level: Main
  • Area: 143
  • Dimensions: 11.00 x 13.00

Features

  • Ceiling Fan(s),Pantry
  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Living Room,Recreation Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,530
  • Total interior livable area: 2,600 sqft

Kitchen

  • Level: Main
  • Area: 272
  • Dimensions: 16.00 x 17.00

Laundry

  • Level: Main
  • Area: 128
  • Dimensions: 16.00 x 8.00

Living Room

  • Level: Main
  • Area: 270
  • Dimensions: 15.00 x 18.00

Master Bathroom

  • Level: Main
  • Area: 84
  • Dimensions: 6.00 x 14.00

Master Bedroom

  • Level: Main
  • Area: 234
  • Dimensions: 13.00 x 18.00

Other

  • Level: Main
  • Area: 156
  • Dimensions: 12.00 x 13.00

Other

  • Level: Main
  • Area: 90
  • Dimensions: 15.00 x 6.00

Other

  • Level: Main
  • Area: 504
  • Dimensions: 24.00 x 21.00

Other

  • Level: Lower
  • Area: 117
  • Dimensions: 9.00 x 13.00

Other

  • Level: Lower
  • Area: 112
  • Dimensions: 14.00 x 8.00

Recreation

  • Level: Lower
  • Area: 414
  • Dimensions: 18.00 x 23.00

Utility Room

  • Level: Lower
  • Area: 187
  • Dimensions: 11.00 x 17.00

Property

Details

  • Parcel number: 7501305501000

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Fisher Lake

Lot

  • Lot size: 0.85 Acres
  • Features: Wooded,Cul-De-Sac,Ground Cover
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters in St. Joseph County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$608$7,296
Property Taxes $991$11,892
Electricity $283$3,403
Total$6,407$76,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$219,668/yr
40% on housing$192,210/yr
45% on housing$170,853/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$344This listing

vs Other Active Listings

Avg $/sqft

ZIP 49093$190
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 49093$145
St. Joseph County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$895,000
2009-02-06Sold$390,000
2008-06-21Listing removed$575,000
2008-05-29Listed for sale$575,000

For Sale by Agent

AgentPaul DeLano
BrokerageLake Life Realty

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