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28573 Maystead Rd, Sturgis, MI, 49091

2beds
2baths
1,700sqft
$475,000
$279price/sqft
$3,561/moest. monthly cost
$142,440/yrincome needed

About This Home

Set on nearly 5 acres, this exceptional property offers space, privacy, and stunning lake living. Enjoy 585 ft of private frontage on a quiet, crystal-clear lake with very few homes, offering a secluded feel and ideal conditions for swimming, complete with your own dock. The home features a large kitchen with newer appliances and abundant counter space, along with a spacious family room showcasing beautiful lake views. The expansive primary suite includes a fireplace, cozy sitting area, and serene water views. Outdoors, you'll find a large pole barn with high ceilings ideal for boat storage, a camper hookup located outside the garage, and a concrete slab for a hot tub just outside the home with hookup on the house. Additional highlights include a storage shed and a large garage with a heated, air-conditioned bonus room--perfect for a workspace or hobbies.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Wall SchoolGrades K-23.1 mi
4/10
Sturgis Middle SchoolGrades 6-83.0 mi
7/10
Sturgis High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1955

Materials

  • Construction materials: Shingle Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 1,700 sqft

Kitchen

  • Level: Main
  • Area: 2500
  • Dimensions: 50.00 x 50.00

Property

Details

  • Parcel number: 00105000300

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Fish Lake

Lot

  • Lot size: 2.29 Acres
  • Lot size dimensions: irregular

Parking

  • Total spaces: 4
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Drought
Hail
Tornado
Winter Weather

FEMA Declared Disasters in St. Joseph County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$354$4,248
Property Taxes $618$7,416
Electricity $188$2,259
Total$3,561$42,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,091/yr
40% on housing$106,830/yr
45% on housing$94,960/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$279This listing

vs Other Active Listings

Avg $/sqft

ZIP 49091$133
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 49091$136
St. Joseph County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$475,000
2026-03-23Listed for sale$469,900
2025-07-27Listing removed--
2025-04-28Listed for sale$469,900
2025-03-30Listing removed--
2024-12-04Listed for sale$469,900
2024-10-23Listing removed--
2024-05-23Listed for sale$469,900
2024-04-24Listing removed--
2023-12-27Listed for sale$459,000
2014-12-12Sold$160,000
2014-07-04Listed for sale$199,000
2013-09-21Listing removed$199,000
2013-07-03Price change$199,000
2013-06-25Price change$228,000
2013-06-05Price change$229,000
2013-06-04Price change$234,000
2013-05-30Price change$239,000
2013-05-24Price change$244,000
2013-03-28Listed for sale$249,000

For Sale by Agent

AgentKim A Bulow
BrokerageBerkshire Hathaway HomeServices MI

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