31908 Decker Rd, Colon, MI, 49040
About This Home
This recently updated 2-bed, 1-bath home features 60' of private frontage on all-sports Palmer Lake with access to Long Lake-over 700 acres of water fun! Updates include new roof, siding, flooring, and a full laundry room. Enjoy stunning views, 2 piers for all of your lake toys (left in year-round) & room to sleep 14 comfortably. This comes fully furnished & with a boat! Ideal for fishing, boating, swimming, or relaxing in the quiet, no-wake channel, or enjoy the all-sports lakes. The best fishing around with abundant walleye, largemouth bass, northern pike, crappie, bluegill, giant catfish & carp. Take in gorgeous sunsets from your own backyard. Surrounded by nature with frequent eagle & hawk sightings. Ample space for RVs or campers. ORV's/snowmobiles allowed on some local trails & streets. Cameras in use
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Range,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Basement: Slab
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Features
- Window features: Insulated Windows
- Flooring: Laminate
Heating
- Heating features: Other
Interior Area
- Total structure area: 972
- Total interior livable area: 972 sqft
Property
Details
- Parcel number: 00222000500
Features
- Stories: 1
- Fencing: Other
- On waterfront: Yes
- Waterfront features: Channel
- Waterbody name: Palmer Lake
Lot
- Lot size: 6,969 sqft
- Features: Corner Lot
- Lot size dimensions: 113 x 60
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Cold Wave
- Drought
- Hail
- Inland Flooding
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in St. Joseph County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $104 | $1,248 |
| Property Taxes | $201 | $2,412 |
| Electricity | $188 | $2,259 |
| Total | $1,706 | $20,472 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Price change | $239,999 |
| 2026-02-25 | Listed for sale | $249,999 |
| 2025-11-16 | Listing removed | $243,000 |
| 2025-09-22 | Price change | $243,000 |
| 2025-08-04 | Price change | $250,000 |
| 2025-07-11 | Price change | $265,000 |
| 2025-06-04 | Listed for sale | $275,000 |
| 2024-11-01 | Listing removed | $250,000 |
| 2024-05-26 | Price change | $250,000 |
| 2024-04-19 | Price change | $260,000 |
| 2024-03-09 | Listed for sale | $275,000 |
| 2020-11-13 | Sold | $116,500 |
| 2020-10-12 | Pending sale | $129,500 |
| 2020-09-28 | Listed for sale | $129,500 |
| 2020-08-31 | Pending sale | $129,500 |
| 2020-08-03 | Price change | $129,500 |
| 2020-07-17 | Listed for sale | $128,900 |
| 2019-09-11 | Sold | $84,000 |
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