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10881 Hoffman Rd, Three Rivers, MI, 49093

3beds
3baths
1,592sqft
$335,000
$210price/sqft
$2,509/moest. monthly cost
$100,360/yrincome needed

About This Home

Welcome to this beautifully updated 3-bedroom, 2.5-bath home offering style, comfort, and lake living at its finest. The main floor features brand-new flooring throughout, high ceilings, and an open, inviting layout. Enjoy all-new appliances and a stunning fireplace that anchors both the living and dining rooms—perfect for entertaining or cozy nights in. Sliding glass doors off the living room lead to a spacious deck for seamless indoor-outdoor living. The walk-out basement adds incredible bonus space and opens to a relaxing hot tub area and beautiful landscaping with all new black rubber mulch that will last a lifetime. This property also features all-new exterior lifetime LED lighting and a brand-new 10x20 ft storage shed with full power and electric—ideal for hobbies, storage, or a workshop. Lake access to Long Lake with a shared dock, easily accessible by golf cart, completes this exceptional property. Completely updated and truly move-in ready—this one checks all the boxes.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Norton Elementary SchoolGrades K-53.1 mi
5/10
8/10
Three Rivers High SchoolGrades 9-126.7 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bathroom1

  • Level: Upper

Bathroom2

  • Level: Main

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • LP Tank Rented,Eat-in Kitchen,Pantry
  • Window features: Low-Emissivity Windows,Insulated Windows,Window Treatments
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,592
  • Total interior livable area: 1,592 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Master Bathroom

  • Level: Upper

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 00420000600

Features

  • Stories: 2
  • Exterior features: Balcony
  • Has spa: Yes
  • Spa features: Hot Tub Spa
  • Waterfront features: Lake

Lot

  • Lot size: 0.40 Acres
  • Features: Shrubs/Hedges
  • Lot size dimensions: 110 x 155

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters in St. Joseph County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$227$2,724
Property Taxes $401$4,812
Electricity $188$2,259
Total$2,509$30,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,022/yr
40% on housing$75,270/yr
45% on housing$66,906/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 49093$194
St. Joseph County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 49093$145
St. Joseph County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-24Price change$399,000
2026-03-25Price change$449,000
2026-02-27Price change$479,000
2026-02-20Price change$484,000
2026-02-04Listed for sale$499,000
2016-08-15Sold$169,900
2016-06-30Pending sale$169,900
2016-05-23Listed for sale$169,900
2009-11-13Sold$142,500
2009-10-17Price change$142,500
2009-07-11Listed for sale$158,000

For Sale by Agent

AgentTanya Welch Elevate Team, Michigan Top Producers
BrokerageMichigan Top Producers

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