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61346 Youngs Prairie Rd, Three Rivers, MI, 49093

4beds
3baths
3,344sqft
$599,999
$179price/sqft
$4,309/moest. monthly cost
$172,360/yrincome needed

About This Home

Beautiful home located just off of M-60. The perfect home for anyone needing privacy and space to grow. 4 bed 3 full bath, a large dining room and kitchen, large stone fireplace in the living room, homeschool/playroom, extra sitting room that could be used for so many things, laundry room, mud room, 3 car garage with 2 loft rooms, large unfinished basement with a can/storage room. The property has a huge 46x76 metal pole barn, a 1 acre fenced in area with a small animal barn, garden space, and so much more. This home is a must see for anyone wanting to homestead, or have a small hobby farm.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1977

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Full bathrooms: 3

Property

Lot

  • Lot size: 6 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters in St. Joseph County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$408$4,896
Property Taxes $504$6,048
Electricity $364$4,376
Total$4,309$51,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,737/yr
40% on housing$129,270/yr
45% on housing$114,906/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 49093$195
St. Joseph County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 49093$145
St. Joseph County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Owner

AgentProperty Owner

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