See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

200 Michigan Ave, Sturgis, MI, 49091

5beds
2baths
1,936sqft
$235,000
$121price/sqft
$1,771/moest. monthly cost
$70,840/yrincome needed

About This Home

Beautiful four-square home offering 4-5 bedrooms, 2 full bathrooms, & over 1,900 sq ft of living space, plus a full basement with potential for additional finished area. Situated on a corner lot with a fenced backyard & 2-car garage. The main floor features a welcoming front porch & entry, spacious living room with a cozy fireplace, formal dining area that flows into the updated kitchen, a brand-new full bathroom, & a bedroom or office with built-ins. The enclosed screened porch overlooks the backyard-the perfect space to relax. Upstairs includes 4 bedrooms with hardwood floors & full bathroom. The spacious primary bedroom has access to the second-floor balcony. Recent updates include new high-quality windows, professionally waterproofed basement with drainage system, updated electrical, & recently updated bathrooms, as well as newer roof & furnace. Ample storage throughout with full attic & basement. A well-maintained home with character, space, & important updates already completed.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

--
Congress SchoolGrades K-20.2 mi
4/10
Sturgis Middle SchoolGrades 6-81.0 mi
7/10
Sturgis High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1916

Materials

  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Window features: Replacement,Insulated Windows
  • Flooring: Carpet,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,936
  • Total interior livable area: 1,936 sqft

Property

Details

  • Parcel number: 7505231009200

Features

  • Stories: 2
  • Patio & porch: Scrn Porch
  • Exterior features: Balcony

Lot

  • Lot size: 6,098 sqft
  • Features: Corner Lot,Sidewalk
  • Lot size dimensions: 125 x 49

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Hail
Tornado

FEMA Declared Disasters in St. Joseph County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$175$2,100
Property Taxes $197$2,364
Electricity $211$2,534
Total$1,771$21,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,720/yr
40% on housing$53,130/yr
45% on housing$47,226/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 49091$139
St. Joseph County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 49091$136
St. Joseph County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$265,000
2022-12-27Sold$175,000
2022-11-29Pending sale$175,000
2022-11-16Price change$175,000
2022-11-08Price change$199,000
2022-09-21Price change$200,000
2022-09-14Listed for sale$225,000

For Sale by Agent

AgentStacy Schwenk
BrokerageRE/MAX Elite Group

Similar Homes