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92904 County Road 690, Dowagiac, MI, 49047

8beds
9baths
7,349sqft
$4,300,000
$585price/sqft
$32,979/moest. monthly cost
$1,319,160/yrincome needed

About This Home

A custom-built, waterfront residence of exceptional scale and thoughtful execution, this more than 7,300-square-foot home occupies a private setting along the shores of Round Lake. Designed to support both everyday living and generations of gatherings, the property offers eight bedrooms, nine baths, an elevator, garage parking for four, and a series of carefully considered spaces extending from the main living areas to the water's edge. The home's lakefront kitchen is appointed with Sub-Zero and Wolf appliances, reflecting the level of quality found throughout the residence. Multiple living and gathering areas create flexibility for extended family and guests, while the elevator provides seamless access between levels. Outdoor living is equally considered, with a dedicated outdoor kitchen, lakefront lounge space, and direct lake access. Enjoy skiing, tubing, fishing, right off the expansive dock overlooking lake front and a pontoon ride to the coveted "island." Or dock your boat and enjoy ice cream at Driftwood or lunch at the Strand. On the lower lake-access level, a separate kitchenette adds another layer of convenience and independence—equally suited to summer entertaining, overnight guests, or multi-generational use. Its location eliminates pass-through traffic and enhances the property's sense of privacy, while the substantial footprint and waterfront setting create something increasingly difficult to replicate. This is a home conceived not simply for a season, but for years of lakefront living, shared traditions, and the possibility of becoming a lasting family place on Round Lake.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
7/10
Dowagiac Middle SchoolGrades 6-89.6 mi
6/10
Union High SchoolGrades 9-127.8 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Composition,Shingle
  • Construction materials: HardiPlank Type,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Cooktop,Dishwasher,Double Oven,Dryer,Microwave,Oven,Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level,Sink,Upper Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedroom2

  • Level: Main
  • Area: 278.7936
  • Dimensions: 15.42 x 18.08

Bedroom3

  • Level: Main
  • Area: 273.7214
  • Dimensions: 16.67 x 16.42

Bedroom4

  • Level: Upper
  • Area: 301.01
  • Dimensions: 15.50 x 19.42

Bedroom5

  • Level: Upper
  • Area: 218.872
  • Dimensions: 10.90 x 20.08

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 9
  • Full bathrooms: 9
  • Main level bedrooms: 2

Dining Area

  • Level: Main
  • Area: 278.72
  • Dimensions: 16.00 x 17.42

Family Room

  • Level: Main
  • Area: 495.3736
  • Dimensions: 24.67 x 20.08

Features

  • Ceiling Fan(s),Elevator,Center Island,Pantry
  • Window features: Insulated Windows
  • Flooring: Carpet,Ceramic Tile,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Recreation Room
  • Fireplace: Yes
  • Finished area below ground: 2,105

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,244
  • Total interior livable area: 7,349 sqft

Kitchen

  • Level: Main
  • Area: 435.9189
  • Dimensions: 24.67 x 17.67

Kitchen

  • Level: Lower
  • Area: 335.963
  • Dimensions: 24.17 x 13.90

Laundry

  • Level: Main
  • Area: 83.3125
  • Dimensions: 10.75 x 7.75

Laundry

  • Level: Upper
  • Area: 40.0689
  • Dimensions: 6.33 x 6.33

Master Bedroom

  • Level: Upper
  • Area: 372.2411
  • Dimensions: 16.67 x 22.33

Other

  • Level: Upper
  • Area: 360.195
  • Dimensions: 16.50 x 21.83

Recreation

  • Level: Lower
  • Area: 1646.8
  • Dimensions: 41.17 x 40.00

Property

Accessibility

  • Accessibility features: 36 Inch Entrance Door,42 in or + Hallway,Accessible Bath Sink,Accessible Mn Flr Bedroom,Accessible Mn Flr Full Bath,Covered Entrance,Grab Bar Mn Flr Bath,Low Threshold Shower

Details

  • Parcel number: 801203214500

Features

  • Stories: 2
  • Exterior features: Balcony,Other
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Round Lake

Lot

  • Lot size: 0.52 Acres
  • Features: Shrubs/Hedges
  • Lot size dimensions: 150 x 160

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Detached,Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Strong Wind
Cold Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Van Buren County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $21,743$260,916
Home Insurance *$2,812$33,744
Property Taxes $7,623$91,476
Electricity $801$9,619
Total$32,979$395,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,130,708/yr
40% on housing$989,370/yr
45% on housing$879,440/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$585This listing

vs Other Active Listings

Avg $/sqft

ZIP 49047$169
Van Buren County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 49047$164
Van Buren County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$4,300,000
2021-12-29Sold$850,000
2021-08-14Listed for sale$850,000

For Sale by Agent

AgentElizabeth Roch
Brokerage@properties Christie's International R.E.

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