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519 W Main St, Hartford, MI, 49057

3beds
1baths
1,048sqft
$100,000
$95price/sqft
$834/moest. monthly cost
$33,360/yrincome needed

About This Home

This Traditional style single family home offers 3 bedrooms and 1 bathroom with approximately 1048 square feet of living space on a 0.44 acre lot. There are no inspection or financing contingencies on this cash only purchase. The foreclosure deed has been recorded, allowing for shorter closing timelines. No Buyer Premium on this property. The seller has closing representation in this transaction. The buyer has the right to select their own title/closing company, or may use the sellers title company. The buyer is responsible for all closing costs in this transaction. In the event the buyer chooses their own title/closing company, the buyer will be responsible for additional costs for coordinating the closing that are completed by the sellers title company.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

6/10
Redwood ElementaryGrades K-50.8 mi
3/10
Hartford Middle SchoolGrades 6-80.7 mi
4/10
Hartford High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1930

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 1,048
  • Total interior livable area: 1,048 sqft

Property

Details

  • Parcel number: 805281602700
  • Special condition: Auction

Features

  • Stories: 1

Lot

  • Lot size: 0.44 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Strong Wind
Cold Wave
Ice Storm
Lightning
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Van Buren County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$49$588
Property Taxes $92$1,104
Electricity $188$2,259
Total$834$10,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,594/yr
40% on housing$25,020/yr
45% on housing$22,240/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 49057$159
Van Buren County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 49057
Van Buren County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-16Sold$134,900
2024-05-21Sold$190,000
2024-04-08Pending sale$193,500
2024-03-28Price change$193,500
2024-03-20Price change$193,700
2024-03-07Price change$193,900
2024-02-26Price change$194,000
2024-02-15Price change$194,900
2024-01-30Listed for sale$199,900
2022-01-27Sold$69,720
2006-12-13Sold$85,500

Unknown Listed By

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