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456 Monroe Blvd, South Haven, MI, 49090

6beds
6baths
6,881sqft
$5,000,000
$727price/sqft
$33,339/moest. monthly cost
$1,333,560/yrincome needed

About This Home

Locals know this location is nearly impossible to find. Ideally situated just south of the South Haven channel, this property offers stunning lighthouse, channel, and beach views. The expansive beach creates a vibrant setting, perfect for boat watching, people watching, and enjoying summer fireworks. This iconic home was once a convent for St. Basil's Catholic Church, which still owns hundreds of feet of adjoining Lake Michigan frontage to the south. Enjoy an incredibly short distance to downtown South Haven, the channel, marinas, and shopping. The home blends character and updates, with the south portion being a more recent addition and the north side featuring original charm along with a new gourmet kitchen. The kitchen is equipped with a six burner gas stove with griddle, double Wolf ovens, two KitchenAid dishwashers, granite counters, a wine chiller, ice maker, and oak hardwood floors, all complemented by Great Lake views. Relax in the enclosed porch on the north end or take in the scenery from the upper balcony off the newer primary suite. The newer spacious upstairs primary suite includes two large sitting areas, a jetted tub, travertine flooring and shower, two oversized walk in closets, and private lakeside decking. While the home offers an opportunity for some updating, the location is truly unmatched, perched above South Beach and just minutes to downtown by foot or bicycle. Additional features include a possible sixth bedroom in the attic that sleeps up to 12, a unique lower level bar, and a wine cellar, making this charming and spacious home one you may never want to leave. 456 Monroe is currently zoned R-1A, and the dimensional standards for the R-1A district are as follows: Min front yard setback 15 feet, subject to Section 404(1) Min side yard setback 5 feet per side, 15 feet total Min rear yard setback 25 feet Min lot area is 5,000 sq feet Min lot width is 50 feet Max lot coverage is 35% Min green space is 20% Max building heigh is 35 feet or 2 stories, whichever is less, subject to Section 404 (2)

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

7/10
Lincoln ElementaryGrades PK-30.8 mi
5/10
Baseline Middle SchoolGrades 6-81.9 mi
4/10
South Haven High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1901

Materials

  • Roof: Composition
  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Double Oven,Dryer,Microwave,Oven,Range,Refrigerator,Washer,Water Softener Rented
  • Laundry features: In Basement,Main Level,Upper Level

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Features

  • Center Island,Pantry
  • Window features: Window Treatments
  • Flooring: Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Bedroom,Family Room,Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,881
  • Total interior livable area: 6,881 sqft

Property

Details

  • Parcel number: 805318200101

Features

  • Stories: 2
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Lake Michigan

Lot

  • Lot size: 1.01 Acres
  • Features: Corner Lot,Adj to Public Land,Shrubs/Hedges
  • Lot size dimensions: 240 x 150 x 200 x 270

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Strong Wind
Inland Flooding
Ice Storm
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Van Buren County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $25,282$303,384
Home Insurance *$2,682$32,184
Property Taxes $4,625$55,500
Electricity $750$9,006
Total$33,339$400,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,143,051/yr
40% on housing$1,000,170/yr
45% on housing$889,040/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$727This listing

vs Other Active Listings

Avg $/sqft

ZIP 49090$290
Van Buren County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 49090
Van Buren County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$6,000,000
2001-10-01Sold$878,400

For Sale by Agent

AgentAndrea L Crossman
BrokerageColdwell Banker Woodland Schmidt

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