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20 Lake Shore Dr, South Haven, MI, 49090

2beds
2baths
1,009sqft
$1,499,000
$1,486price/sqft
$9,957/moest. monthly cost
$398,280/yrincome needed

About This Home

Lakefront living at its best! Enjoy breathtaking views of Lake Michigan and the iconic South Pierhead Light from this beautifully updated beachfront bungalow on South Haven's popular North Beach. Step from your spacious lakeside patio directly onto the sandy beach, creating the perfect setting for entertaining, relaxing, and taking in unforgettable sunsets. This charming two-bedroom, two-bathroom home has been extensively updated over the past six years, offering modern comfort while maintaining its classic beach-house appeal. Whether you're looking for a year-round home, vacation getaway, or investment property, this rare Lake Michigan waterfront opportunity is one you won't want to miss. SOLD FURNISHED - SMALL RESERVED LIST

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

7/10
Lincoln ElementaryGrades PK-30.9 mi
5/10
Baseline Middle SchoolGrades 6-81.8 mi
4/10
South Haven High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1939

Materials

  • Roof: Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Oven,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bathroom2

  • Level: Main
  • Area: 135
  • Dimensions: 15.00 x 9.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Area

  • Level: Main
  • Area: 110
  • Dimensions: 10.00 x 11.00

Features

  • Ceiling Fan(s)
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,009
  • Total interior livable area: 1,009 sqft

Kitchen

  • Level: Main
  • Area: 136
  • Dimensions: 8.00 x 17.00

Living Room

  • Level: Main
  • Area: 264
  • Dimensions: 12.00 x 22.00

Master Bathroom

  • Level: Main
  • Area: 117
  • Dimensions: 9.00 x 13.00

Master Bedroom

  • Level: Main
  • Area: 143
  • Dimensions: 13.00 x 11.00

Property

Details

  • Parcel number: 805381100400
  • Zoning description: Residential

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Lake Michigan

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: irregular

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Strong Wind
Inland Flooding
Ice Storm
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Van Buren County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,579$90,948
Home Insurance *$804$9,648
Property Taxes $1,386$16,632
Electricity $188$2,259
Total$9,957$119,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$341,382/yr
40% on housing$298,710/yr
45% on housing$265,520/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,486This listing

vs Other Active Listings

Avg $/sqft

ZIP 49090$286
Van Buren County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 49090
Van Buren County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$1,499,000
2019-04-15Sold$650,000
2019-02-25Pending sale$760,000
2019-02-04Listed for sale$760,000
2018-10-19Sold$323,074
2018-09-12Listed for sale--
2017-03-24Listing removed$749,000
2016-12-01Price change$749,000
2016-08-19Price change$799,000
2016-06-22Listed for sale$849,000

For Sale by Agent

AgentAndis Klavins
BrokerageBerkshire Hathaway HomeServices Michigan Real Estate

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