81611 White Oak Dr, Decatur, MI, 49045
About This Home
Nestled on a spacious corner lot, this bi-level home offers room to spread out with 4 bedrooms, 2 full bathrooms, and a kitchen on each level. The flexible layout provides endless possibilities for everyday living, entertaining, or accommodating extended family and guests. An attached two-stall garage offers plenty of storage, while the location puts you just minutes from all-sports Lake of the Woods, downtown Decatur, local dining, parks, and easy access to the Sister Lakes area. Whether you're looking for extra space, a flexible floor plan, or a place to make lasting memories, this home is ready to welcome its next owners!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1975
Materials
- Roof: Composition
- Construction materials: Brick,Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Features
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Baseboard,Radiant
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,100
- Total interior livable area: 2,100 sqft
Property
Details
- Parcel number: 800806302400
Features
- Stories: 2
Lot
- Lot size: 0.57 Acres
- Features: Corner Lot
- Lot size dimensions: 120.41 x 180
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
- Cold Wave
- Ice Storm
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Van Buren County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $122 | $1,464 |
| Property Taxes | $222 | $2,664 |
| Electricity | $229 | $2,748 |
| Total | $1,786 | $21,432 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $229,999 |
| 2026-07-30 | Listed for sale | $240,000 |
| 2024-10-21 | Listing removed | $208,000 |
| 2024-07-08 | Price change | $215,989 |
| 2024-06-06 | Listed for sale | $226,972 |
| 2020-12-11 | Sold | $170,000 |
| 2020-10-20 | Pending sale | $163,900 |
| 2020-10-05 | Price change | $163,900 |
| 2020-09-03 | Listed for sale | $169,900 |
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