1330 N 10th St, Lake City, MN, 55041
About This Home
Excellent Value! Comfortable living in this spacious 3 Bedroom, 3 Bath Townhome. New furnace is 2023 & new central air conditioner 2025. Lots of natural daylight on both floors. Nice size rooms and tall ceiling. Open Living space for Kitchen, Dining, Foyer & Living Room. Enjoy the cozy atmosphere relaxing in front of the gas fireplace. Oak hardwood floors. Beautiful Cherry Cabinet for added storage. Kitchen has cabinets galore, space for 4 to sit at the counter, & a walk in pantry. Dining area walks out to concrete patio, convenient for out door grilling. Spacious laundry room with large entry closet & additional cabinetry. Garage is spacious and also has good storage. Large L shaped Lower level family room with egress windows. Third basement bedroom with egress window. Full basement bath. Large unfinished bonus room great for exercise, crafts, storage or more. The utility room has lots of storage space as well. With all of the attention to detail built in, you'll easily feel right at home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Roof: Age Over 8 Years,Asphalt
- Construction materials: Other
Type & Style
- Home type: Townhouse
- Property subType: (TH) Side x Side
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Humidifier,Gas Water Heater,Microwave,Range,Refrigerator,Water Softener Owned
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Finished,Full
Bathroom
- Level: Main
- Area: 66.4
- Dimensions: 8.0 x 8.3
Bathroom
- Level: Basement
- Area: 90.48
- Dimensions: 7.8 x 11.6
Bedroom
- Level: Main
- Area: 174.15
- Dimensions: 13.5 x 12.9
Bedroom2
- Level: Main
- Area: 134.47
- Dimensions: 11.3 x 11.9
Bedroom3
- Level: Basement
- Area: 187.92
- Dimensions: 16.2 x 11.6
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Family Room
- Level: Basement
- Area: 511.68
- Dimensions: 20.8 x 24.6
Features
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 1,232
- Finished area above ground: 1,632
Foyer
- Level: Main
- Area: 113.28
- Dimensions: 9.6 x 11.8
Heating & Cooling
- Heating features: Forced Air,Fireplace(s),Humidifier
- Cooling features: Central Air
Informal Dining Room
- Level: Main
- Area: 127.72
- Dimensions: 12.4 x 10.3
Interior Area
- Total structure area: 3,264
- Total interior livable area: 3,264 sqft
Kitchen
- Level: Main
- Area: 352.64
- Dimensions: 23.2 x 15.2
Laundry
- Level: Main
- Area: 132.24
- Dimensions: 17.4 x 7.6
Living Room
- Level: Main
- Area: 204.14
- Dimensions: 11.8 x 17.3
Other
- Level: Main
Patio
- Level: Main
Porch
- Level: Main
Primary Bathroom
- Level: Main
- Area: 108.48
- Dimensions: 11.3 x 9.6
Storage
- Level: Basement
- Area: 224.68
- Dimensions: 13.7 x 16.4
Utility Room
- Level: Basement
- Area: 375.84
- Dimensions: 34.8 x 10.8
Walk In Closet
- Level: Main
- Area: 39.22
- Dimensions: 5.3 x 7.4
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 541380090
- Attached to another structure: Yes
- Zoning description: Residential-Single Family
- Foundation area: 1632
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch,Patio
Lot
- Lot size: 3,484 sqft
- Lot size dimensions: 38.43 x 72 x 51 x 48.12
Parking
- Total spaces: 2
- Parking features: Attached,Asphalt
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Inland Flooding
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Landslide
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Goodhue County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,744 | $20,928 |
| Home Insurance * | $207 | $2,484 |
| Property Taxes | $375 | $4,500 |
| Electricity | $275 | $3,303 |
| Total | $2,601 | $31,212 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Price change | $359,900 |
| 2026-04-07 | Price change | $364,900 |
| 2025-12-01 | Price change | $369,900 |
| 2025-10-30 | Listed for sale | $374,900 |
| 2004-10-12 | Sold | $215,000 |
| 2003-12-11 | Sold | $18,000 |
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