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172 Charles Ave, Red Wing, MN, 55066

2beds
2baths
1,452sqft
$260,000
$179price/sqft
$1,986/moest. monthly cost
$79,440/yrincome needed

About This Home

Charming & Versatile One-Level Living with Spacious Addition! Discover the perfect blend of comfort and flexibility in this delightful stucco home, offering a unique layout designed for modern living. Situated on a generous lot, this home features a thoughtful addition that has expanded the living space, creating a bright and airy atmosphere throughout. Main Level Highlights: The heart of the home is the spacious addition, featuring a large family room anchored by a cozy gas fireplace—the perfect spot for relaxing evenings. This addition also houses a primary bedroom. The main level offers a second bedroom, while the original second bedroom has been cleverly repurposed as a formal dining room or a dedicated home office, giving you the flexibility to suit your lifestyle. The eat-in kitchen flows into a living room (currently utilized as a dining space), offering great potential for customization. The home is connected by a spacious, convenient breezeway between the 1.5-car garage and the main entry which leads to a finished sunroom with its large windows and abundant natural light. Head downstairs to find a finished rec room, a convenient ¾ bath, and an expansive storage area located directly beneath the addition—providing more than enough room for all your belongings. Laundry facilities are also located on the lower level. Step outside to your backyard, complete with a large 12x12 shed for all your tools and hobbies. Peace of mind comes standard with a new roof and gutters installed in 2021. Whether you are looking for extra office space, room to entertain, or a cozy place to call home, this property offers endless possibilities. Don’t miss your chance to see this gem—schedule your private tour today!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
Burnside Elementary.Grades 2-42.1 mi
5/10
Twin Bluff Middle SchoolGrades 5-72.6 mi
7/10

Construction

Condition

  • Year built: 1951

Materials

  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Gas Water Heater,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Block,Full,Partially Finished,Storage Space

Bathroom

  • Level: Main
  • Area: 48
  • Dimensions: 8x6

Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 176
  • Dimensions: 16x11

Family Room

  • Level: Main
  • Area: 285
  • Dimensions: 19x15

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 312
  • Finished area above ground: 1,140

Flex Room

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,580
  • Total interior livable area: 1,452 sqft

Kitchen

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Other

  • Level: Main
  • Area: 84
  • Dimensions: 21x4

Recreation Room

  • Level: Basement
  • Area: 264
  • Dimensions: 22x12

Storage

  • Level: Basement
  • Area: 208
  • Dimensions: 16x13

Storage

  • Level: Basement
  • Area: 154
  • Dimensions: 14x11

Sun Room

  • Level: Main
  • Area: 216
  • Dimensions: 18x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 558351620
  • Zoning description: Residential-Single Family
  • Foundation area: 1140

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Split Rail

Lot

  • Lot size: 10,454 sqft
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 63 x 168 x 63 x 168

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hail
Inland Flooding
Winter Weather
Cold Wave
Lightning

FEMA Declared Disasters in Goodhue County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$208$2,496
Property Taxes $294$3,528
Electricity $170$2,050
Total$1,986$23,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,091/yr
40% on housing$59,580/yr
45% on housing$52,960/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 55066$134
Goodhue County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 55066$136
Goodhue County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$260,000
2014-12-23Sold$100,000
2014-12-12Pending sale$100,000
2014-11-27Listed for sale$100,000

For Sale by Agent

AgentStacee A. Draz
BrokerageDraz Real Estate Inc.

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