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2820 N Service Dr, Red Wing, MN, 55066

2beds
1baths
1,650sqft
$214,000
$130price/sqft
$1,698/moest. monthly cost
$67,920/yrincome needed

About This Home

Highway 61 through Red Wing is highly traveled from North to South along the Mississippi River. Property is easily assessable. Show it to people who want to start a business or relocate an existing business.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

--
5/10
Twin Bluff Middle SchoolGrades 5-72.2 mi
7/10

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Asphalt,Pitched
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: In Basement,Electric Dryer Hookup,Gas Dryer Hookup,Lower Level,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Full,Unfinished

Bedroom

  • Level: Main
  • Area: 132.25
  • Dimensions: 11'6x11'6

Bedroom2

  • Level: Main
  • Area: 130.3333
  • Dimensions: 11'6x11'4

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 56
  • Dimensions: 9'4x6

Features

  • Finished area below ground: 0
  • Finished area above ground: 825

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Whole House Fan

Interior Area

  • Total structure area: 1,650
  • Total interior livable area: 1,650 sqft

Kitchen

  • Level: Main
  • Area: 88
  • Dimensions: 8x11

Laundry

  • Level: Basement

Living Room

  • Level: Main
  • Area: 187
  • Dimensions: 17x11

Other

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 558350690
  • Zoning description: Business/Commercial,Residential-Single Family
  • Foundation area: 825

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Topography of land: Level

Lot

  • Lot size: 0.33 Acres
  • Features: Irregular Lot,Tree Coverage - Medium
  • Lot size dimensions: 80 x 204 x 88 x 258

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Electric,Garage Door Opener,Paved Lot
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hail
Inland Flooding
Winter Weather
Cold Wave
Lightning

FEMA Declared Disasters in Goodhue County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,082$12,984
Home Insurance *$171$2,052
Property Taxes $275$3,300
Electricity $170$2,050
Total$1,698$20,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,217/yr
40% on housing$50,940/yr
45% on housing$45,280/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 55066$135
Goodhue County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 55066$136
Goodhue County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Price change$214,000
2026-03-16Listed for sale$229,000
2025-06-18Sold$179,000
2025-05-14Pending sale$189,500
2025-05-08Listed for sale$189,500

For Sale by Agent

AgentJacob M. Dahl
BrokerageStar Realty

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