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530 Cedar Ct NE, Pine Island, MN, 55963

3beds
3baths
2,588sqft
$399,000
$154price/sqft
$2,989/moest. monthly cost
$119,560/yrincome needed

About This Home

Fall in love with this beautifully maintained 3 bedroom, 3 bath home tucked away in a quiet Cul-de-sac. This home features a spacious main level filled with natural light, highlighting the vaulted family room and wooden floors throughout. The kitchen is designed for every day use with its butcher block island, prep sink, and abundance of cabinetry. A generously sized primary suite includes an entrance to the backyard deck, walk-in closet, and en-suite bathroom. Enjoy the walk-in shower, double vanity, and heat lamp. The spacious lower level provides an additional living area, a gorgeous stone fireplace, two bedrooms, a full bath, laundry/ utility room, and under the stairs storage. Step outside to a beautifully landscaped yard featuring a concrete patio, retaining walls, and mature trees. The fully fenced-in backyard and refinished deck with stairs create the perfect setting to relax or entertain while enjoying privacy. Additional highlights include an attached 2-car garage with stairs to the basement, a garden shed for extra storage, metal siding, and a new roof. Close access to Highway 52, Mayo Clinic, Pine Island Schools, and Douglas Trail. Don’t miss your opportunity to call this exceptional home yours—schedule a visit!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
8/10
Pine Island SecondaryGrades 9-120.9 mi
7/10

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Water Heater,Water Filtration System,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: In Basement,Lower Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedroom

  • Level: Main

Bedroom2

  • Level: Lower

Bedroom3

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas,Stone
  • Fireplace: Yes
  • Finished area below ground: 1,261
  • Finished area above ground: 1,327

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,588
  • Total interior livable area: 2,588 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 684410100
  • Zoning description: Residential-Single Family
  • Foundation area: 1327

Features

  • Levels: Multi/Split
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Fencing: Full,Privacy,Wood

Lot

  • Lot size: 0.44 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 80 x 192

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Floor Drain,Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Tornado
Winter Weather
Cold Wave
Drought
Lightning

FEMA Declared Disasters in Goodhue County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$220$2,640
Property Taxes $534$6,408
Electricity $218$2,619
Total$2,989$35,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,480/yr
40% on housing$89,670/yr
45% on housing$79,706/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 55963$188
Goodhue County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 55963$170
Goodhue County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$425,000
2022-03-28Sold$390,000
2022-03-09Pending sale$389,900
2022-02-25Listed for sale$389,900
2008-03-21Sold$174,900

For Sale by Agent

AgentBenjamin Kemper
BrokerageColdwell Banker Realty - Southwest Regional

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