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131 E 7th St, Zumbrota, MN, 55992

4beds
2baths
2,106sqft
$325,000
$154price/sqft
$2,432/moest. monthly cost
$97,280/yrincome needed

About This Home

You won't want to miss this great 2-story home featuring lots of light-filled spaces and loads of character! This wonderful home offers 4 bedrooms, 2 bathrooms, hardwood floors, natural woodwork, lots of storage, and many custom features that are unique to this floorplan. When you enter the home, you will immediately notice the custom, wood paneled staircase creating an open, welcoming feeling for your guests. The kitchen boasts a large center island, beautiful wood custom cabinetry, a pantry closet, and a large window above the sink. The dining room and living area feature a double-sided gas fireplace. The main level has one bedroom and bathroom while the upper level boasts 3 bedrooms with a convenient laundry/bathroom combo. The exterior of the home features a shady, covered front porch and a deck off of the kitchen - both built with composite materials. The oversized, 720 sqft garage is sheetrocked and has ample storage for all of your needs. In addition, this home has new insulation, plumbing, and wiring. This home is located across from Zumbrota’s shady East Park and is just waiting for you to make it your own!

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1902

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Double Sided,Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,106

Heating & Cooling

  • Heating features: Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,436
  • Total interior livable area: 2,106 sqft

Property

Accessibility

  • Accessibility features: Grab Bars In Bathroom,Accessible Approach with Ramp,Roll-In Shower

Details

  • Parcel number: 721002780
  • Zoning description: Residential-Single Family
  • Foundation area: 1053

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Composite Decking

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 60 x 124 x 60 x 125

Parking

  • Total spaces: 2
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Winter Weather
Drought
Heat Wave
Lightning

FEMA Declared Disasters in Goodhue County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$206$2,472
Property Taxes $406$4,872
Electricity $177$2,131
Total$2,432$29,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,382/yr
40% on housing$72,960/yr
45% on housing$64,853/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 55992$162
Goodhue County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 55992$190
Goodhue County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$315,000
2026-07-06Price change$325,000
2026-05-13Listed for sale$339,900
2007-08-16Sold$193,000

For Sale by Agent

AgentBen Olsen
BrokerageIntegrity Realty

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