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34235 County Road 9, Avon, MN, 56310

5beds
3baths
3,449sqft
$549,900
$159price/sqft
$3,924/moest. monthly cost
$156,960/yrincome needed

About This Home

Impressive Lake Home on the Popular Spunk Lake Chain with huge flat lot and sandy beach area for friends and family to enjoy. This home has it all featuring 5 bedrooms, 3 bathrooms, 4 garage stalls with loft, and 3000+ finished sq. ft. Interior of home is loaded with amenities and updates over the years and in ideal location only minutes from I-94, downtown, Wobegon Trail, and restaurants. Main level offers a spacious kitchen with granite countertops, hardwood floors, dining area, living room, two bedrooms, and abundance of natural light. Upper level has 3 bedrooms, full bathroom, and a huge primary bedroom. The finished walk-out basement has a play area, family room, laundry room, beautiful tiled walk-in-shower and lots of storage. The 2 stall attached garage and 31x25' shop with heat source provides room for all your toys and hobbies including bonus room above with opportunity to create a man-cave or additional living space. Relax on the covered front porch or back patio enjoying the West facing sunsets. This property is ideal for entertaining with plenty of yard space for games and fun, including a beach area for swimming and creating memories on the lake. Lower Spunk Lake is known for great fishing, boating, water sports, and socializing at the sand bar. This meticulously maintained beautiful log home is a must see.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
Avon Elementary SchoolGrades PK-50.4 mi
6/10
10/10
Albany Senior High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 1983

Materials

  • Roof: Other,Pitched
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Gas Water Heater,Refrigerator,Wall Oven,Washer,Water Softener Owned
  • Laundry features: Lower Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Finished,Full,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 238.3333
  • Dimensions: 21'8x11

Bedroom2

  • Level: Upper
  • Area: 181.2708
  • Dimensions: 19'3x9'5

Bedroom3

  • Level: Upper
  • Area: 150
  • Dimensions: 15x10

Bedroom4

  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Bedroom5

  • Level: Main
  • Area: 158.5833
  • Dimensions: 14'5x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Family Room

  • Level: Lower
  • Area: 261.3333
  • Dimensions: 24'6x10'8

Features

  • Finished area below ground: 872
  • Finished area above ground: 2,172

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,449
  • Total interior livable area: 3,449 sqft

Kitchen

  • Level: Main
  • Area: 191.75
  • Dimensions: 14'9x13

Laundry

  • Level: Lower
  • Area: 109.8889
  • Dimensions: 14'4x7'8

Living Room

  • Level: Main
  • Area: 229.5
  • Dimensions: 13'6x17

Recreation Room

  • Level: Lower
  • Area: 290
  • Dimensions: 29x10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 03012270001
  • Zoning description: Residential-Single Family
  • Foundation area: 1428

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Patio
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(4-10),Lake Bottom(Soft)

Lot

  • Lot size: 0.56 Acres
  • Features: Irregular Lot,Tree Coverage - Light
  • Lot size dimensions: 85 x 280

Parking

  • Total spaces: 4
  • Parking features: Attached,Asphalt,Garage Door Opener,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Wildfire

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$412$4,944
Property Taxes $442$5,304
Electricity $290$3,490
Total$3,924$47,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,537/yr
40% on housing$117,720/yr
45% on housing$104,640/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 56310$167
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56310$167
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$549,900
2026-04-23Listing removed$549,900
2025-10-29Listed for sale$549,900
2022-06-06Sold$526,000
2022-04-26Pending sale$479,900
2022-04-25Listing removed--
2022-04-21Listed for sale$479,900
2013-04-12Sold$170,000
2012-12-15Listing removed$179,900
2012-09-29Price change$179,900
2012-09-06Price change$249,900
2012-06-03Listed for sale$264,900
2012-01-02Listing removed$249,999
2011-10-28Price change$249,999
2011-07-24Price change$270,000
2011-05-02Price change$289,900
2010-09-16Listed for sale$300,000

For Sale by Agent

AgentMatthew A. Imdieke
BrokerageCentral MN Realty LLC

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