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33612 Shorewood Dr, Avon, MN, 56310

3beds
3baths
2,213sqft
$497,000
$225price/sqft
$3,410/moest. monthly cost
$136,400/yrincome needed

About This Home

Multiple Offers received. Highest and best offers are due by noon on Sunday August 9th 2026 Welcome to lake living at its finest! Nestled on a beautifully manicured ½-acre lot with 120 feet of shoreline on scenic Middle Spunk Lake in Avon, this exceptional 3-bedroom, 3-bath walkout rambler offers the perfect blend of comfort, breathtaking views, and year-round recreation. The inviting open-concept main level is designed to make the most of the spectacular lake views. The kitchen flows seamlessly into the large dining area, where patio doors lead to a lakeside deck—an ideal place to enjoy your morning coffee, entertain guests, or simply relax while taking in the gorgeous sunrises over the water. The primary suite features a private ¾ bath, while a full bath serves the remainder of the main level. The walkout lower level is made for entertaining and unwinding, offering a warm and welcoming family room with a fireplace, a spacious recreation and entertainment area, an additional bedroom, and a ¾ bath—perfect for hosting family and friends. Outside, you'll appreciate the beautifully landscaped yard featuring colorful flower beds, an in-ground sprinkler system, a storage shed, and plenty of space to enjoy the outdoors. The property also includes a 2-stall attached garage plus a convenient tuck-under garage for additional storage of lake toys and equipment. Middle Spunk Lake is well known for its excellent recreational opportunities, including boating, fishing, swimming, kayaking, and paddleboarding. Even better, you can boat across the lake to the local restaurant for dinner or drinks, making every day feel like a vacation. With no neighbors directly across the road, you'll enjoy added privacy and peaceful surroundings that enhance this remarkable lakeside setting. Whether you're looking for a year-round residence or the perfect lake retreat, this property offers everything you've been dreaming of—spectacular sunrises, incredible views, outstanding recreational opportunities, and the true lake lifestyle you've always wanted.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
Avon Elementary SchoolGrades PK-51.1 mi
7/10
10/10
Albany Senior High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Storage Space,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 160.08
  • Dimensions: 11.6x13.8

Bedroom2

  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Bedroom3

  • Level: Lower
  • Area: 158.51
  • Dimensions: 12.1x13.1

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 210.82
  • Dimensions: 16.6x12.7

Family Room

  • Level: Lower
  • Area: 257.25
  • Dimensions: 17.5x14.7

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,013
  • Finished area above ground: 1,200

Game Room

  • Level: Lower
  • Area: 323.76
  • Dimensions: 28.4x11.4

Garage

  • Level: Lower
  • Area: 295
  • Dimensions: 25x11.8

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,213 sqft

Kitchen

  • Level: Main
  • Area: 113.834
  • Dimensions: 12.11x9.4

Laundry

  • Level: Lower
  • Area: 99.45
  • Dimensions: 11.7x8.5

Living Room

  • Level: Main
  • Area: 202.5
  • Dimensions: 13.5x15

Storage

  • Level: Lower
  • Area: 187.65
  • Dimensions: 13.5x13.9

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 03015140000
  • Zoning description: Residential-Single Family
  • Foundation area: 1200

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Frontage length: Water Frontage: 120

Lot

  • Lot size: 0.46 Acres
  • Lot size dimensions: 170 x 135 x 120 x 149

Parking

  • Total spaces: 3
  • Parking features: Attached,Tuckunder Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Wildfire

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,513$30,156
Home Insurance *$372$4,464
Property Taxes $339$4,068
Electricity $186$2,239
Total$3,410$40,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,914/yr
40% on housing$102,300/yr
45% on housing$90,933/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 56310$156
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56310$167
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$497,000
2026-08-03Listed for sale$497,000

For Sale by Agent

AgentDona Lamphere
BrokerageColdwell Banker Realty

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