34293 County Road 4, Saint Joseph, MN, 56374
About This Home
Your dream property awaits! Set on 7.35 wooded acres with a peaceful stream along the back, this home offers unmatched privacy and natural beauty. Step inside to a large, welcoming entry that leads into an open-concept main level, perfect for entertaining and taking in the wooded views. Featuring 5 bedrooms, including a primary suite with private bath + walk-in closet, this home truly has room for everyone. The lower level adds even more flexibility with a second kitchen and spacious family room great for guests, multigenerational living, or hosting! The outdoor space is incredible: new deck, huge concrete patio off the heated garage, and a heated 30x56 shop for all your toys, projects, or business needs. Recent updates include a new steel roof, updated furnace, and new water softener. A rare opportunity to own a peaceful, wooded retreat close to everything. Come enjoy the lifestyle you’ve been dreaming of!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1988
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Trash Compactor,Washer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Finished
Bedroom
- Level: Main
- Area: 243
- Dimensions: 18x13'6
Bedroom2
- Level: Main
- Area: 96
- Dimensions: 12x8
Bedroom3
- Level: Main
- Area: 110
- Dimensions: 11x10
Bedroom4
- Level: Main
- Area: 110
- Dimensions: 11x10
Bedroom5
- Level: Main
- Area: 95.8333
- Dimensions: 10x9'7
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Features
- Finished area below ground: 1,232
- Finished area above ground: 1,232
Foyer
- Level: Main
- Area: 240
- Dimensions: 20x12
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,704
- Total interior livable area: 2,704 sqft
Kitchen
- Level: Main
- Area: 254.9167
- Dimensions: 19x13'5
Kitchen
- Level: Lower
- Area: 102.6667
- Dimensions: 11x9'4
Living Room
- Level: Main
- Area: 287.5
- Dimensions: 23x12'6
Living Room
- Level: Lower
- Area: 201
- Dimensions: 16'9x12
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 33220530000
- Zoning description: Residential-Single Family
- Foundation area: 1472
Features
- Levels: Multi/Split
- Patio & porch: Deck,Patio,Porch
Lot
- Lot size: 7.35 Acres
- Lot size dimensions: 1300 x 1263 x 651
Parking
- Total spaces: 6
- Parking features: Attached,Heated Garage,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 6
- Covered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Stearns County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,831 | $33,972 |
| Home Insurance * | $385 | $4,620 |
| Property Taxes | $478 | $5,736 |
| Electricity | $228 | $2,736 |
| Total | $3,922 | $47,064 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-13 | Price change | $599,900 |
| 2025-12-11 | Listed for sale | $625,000 |
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