40515 442nd St, Sauk Centre, MN, 56378
About This Home
Located on the edge of town on 3 private acres, this completely remodeled home offers the perfect blend of country living and convenience. Featuring 4 same-floor bedrooms and 3 bathrooms, the home has been updated inside and out with new vinyl siding, new windows, new exterior doors, new trim and interior doors, a beautifully remodeled kitchen with stainless steel appliances, updated bath fixtures, and mostly new flooring while preserving the original hardwood floors. The HVAC system is just 2 years old, adding to the home's long list of recent improvements. Additional features include main-floor laundry a spacious 10x36 screened front porch and attached finished heated garage. Outside, you'll find a 30x48 outbuilding with two lean-tos, a 12x16 storage shed, and plenty of room to enjoy the outdoors. Located just minutes from town and the area's many lakes, this move-in-ready property offers the best of country living with modern updates.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Roof: Age Over 8 Years,Metal
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Rented
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedroom
- Level: Upper
- Area: 182
- Dimensions: 14x13
Bedroom2
- Level: Upper
- Area: 130
- Dimensions: 13x10
Bedroom3
- Level: Upper
- Area: 132
- Dimensions: 12x11
Bedroom4
- Level: Upper
- Area: 99
- Dimensions: 11x9
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Dining Room
- Level: Main
- Area: 84
- Dimensions: 12x7
Features
- Finished area below ground: 0
- Finished area above ground: 1,941
Foyer
- Level: Main
- Area: 49
- Dimensions: 7x7
Garage
- Level: Main
- Area: 528
- Dimensions: 24x22
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,806
- Total interior livable area: 1,941 sqft
Kitchen
- Level: Main
- Area: 144
- Dimensions: 12x12
Laundry
- Level: Main
- Area: 110
- Dimensions: 11x10
Living Room
- Level: Main
- Area: 276
- Dimensions: 23x12
Porch
- Level: Main
- Area: 360
- Dimensions: 10x36
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 34229000000
- Zoning description: Residential-Single Family
- Other equipment: Fuel Tank - Rented
- Foundation area: 912
Features
- Levels: Two
- Stories: 2
- Patio & porch: Enclosed,Porch,Screened
- Fencing: Wire
Lot
- Lot size: 2.99 Acres
- Features: Corner Lot
- Lot size dimensions: Irregular
Parking
- Total spaces: 5
- Parking features: Attached,Gravel,Garage,Heated Garage,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 5
- Covered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Cold Wave
- Hail
- Lightning
- Tornado
- Winter Weather
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Stearns County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,320 | $27,840 |
| Home Insurance * | $270 | $3,240 |
| Property Taxes | $338 | $4,056 |
| Electricity | $170 | $2,050 |
| Total | $3,098 | $37,176 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $449,000 |
| 2026-07-10 | Listed for sale | $459,000 |
| 2025-08-18 | Sold | $307,000 |
| 2025-08-11 | Pending sale | $324,800 |
| 2025-06-11 | Price change | $324,800 |
| 2025-05-22 | Listed for sale | $349,000 |
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