




21892 Flowerwood Ct, Richmond, MN, 56368
About This Home
Enjoy the best of lake living in this beautifully maintained one-level home on the Chain of Lakes. This one-owner property offers an ideal layout highlighted by a stunning wall of windows that showcases breathtaking water views and fills the home with natural light. The thoughtfully designed kitchen features granite countertops, stainless steel appliances, custom cabinetry, a movable island, and an entire wall of built-ins for exceptional storage. Just off the kitchen, the sunroom provides a peaceful retreat—perfect for relaxing while taking in views of the lake, lush green space, and perennial gardens that create a true bird lover’s paradise. The home offers both a family room and living room, separated by elegant French doors, giving you flexible spaces for everyday living and entertaining. There are three spacious bedrooms and two full bathrooms, including a generous primary suite with an abundance of closet space. The updated primary bathroom features porcelain tile, a whirlpool tub, and double sinks—creating a spa-like experience. Step outside to enjoy a newer lakeside deck (just two years old), ideal for entertaining or simply soaking in the scenery. A patio near the water provides additional space for gatherings, including room for a firepit and cozy evenings by the lake. There is 250' of lakeshore. With access to 12 connected lakes, this property is perfectly situated for boating, fishing, swimming, and endless recreation. The dock is ready to be installed, so you can start enjoying lake life right away. Schedule your showing today and experience everything this exceptional property has to offer. See supplements for additional information. Professional photos of the outside of the home are coming!
Getting Around
Schools
Construction
Condition
- Year built: 1986
Materials
- Roof: Age 8 Years or Less,Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: Laundry Room,Main Level,Sink
Basement
- Basement: None
Bedroom
- Level: Main
- Area: 192
- Dimensions: 16x12
Bedroom2
- Level: Main
- Area: 156
- Dimensions: 13x12
Bedroom3
- Level: Main
- Area: 96
- Dimensions: 12x8
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Deck
- Level: Main
- Area: 144
- Dimensions: 12x12
Deck
- Level: Main
- Area: 336
- Dimensions: 28x12
Deck
- Level: Main
- Area: 100
- Dimensions: 10x10
Deck
- Level: Main
- Area: 144
- Dimensions: 12x12
Family Room
- Level: Main
- Area: 210
- Dimensions: 12x17'6
Features
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,596
Heating & Cooling
- Heating features: Fireplace(s)
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,596
- Total interior livable area: 1,596 sqft
Kitchen
- Level: Main
- Area: 240
- Dimensions: 12x20
Laundry
- Level: Main
- Area: 48
- Dimensions: 8x6
Living Room
- Level: Main
- Area: 208
- Dimensions: 16x13
Mud Room
- Level: Main
- Area: 80
- Dimensions: 10x8
Sun Room
- Level: Main
- Area: 144
- Dimensions: 12x12
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 36244850008
- Zoning description: Residential-Single Family
- Foundation area: 1596
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 1.75 Acres
- Lot size dimensions: 58 x 355 x 368 x 564
Parking
- Total spaces: 2
- Parking features: Detached Garage,Electric,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Stearns County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,781 | $33,372 |
| Home Insurance * | $407 | $4,884 |
| Property Taxes | $414 | $4,968 |
| Electricity | $170 | $2,050 |
| Total | $3,772 | $45,264 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Price change | $640,000 |
| 2026-04-21 | Listed for sale | $675,000 |
