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5618 398th St, Rice, MN, 56367

2beds
2baths
1,936sqft
$265,000
$137price/sqft
$1,874/moest. monthly cost
$74,960/yrincome needed

About This Home

Multiple offers received! Highest and best due by noon on Wednesday, July 29th. Extremely well-maintained 3-bedroom, 2-bath home situated on a fantastic .71-acre lot on a quiet dead-end street! The main level offers the convenience of one-level living with an all-in-one washer/dryer in the primary bedroom closet, plus an additional washer and dryer in the lower level utility room. The lower level features new flooring, a cozy family room with a pellet stove, and plenty of additional living space. The roof was replaced in 2022/23. The third bedroom is non-conforming, offering two windows but requiring a full egress window to meet bedroom standards. This meticulously cared-for property combines comfort, functionality, and a peaceful setting you'll love to call home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
9/10
Sartell Middle SchoolGrades 6-85.0 mi
9/10

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Range,Refrigerator,Washer
  • Laundry features: Lower Level,Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Full,Sump Pump

Bathroom

  • Level: Main
  • Area: 80
  • Dimensions: 8x10

Bathroom

  • Level: Lower
  • Area: 80
  • Dimensions: 8x10

Bedroom

  • Level: Main
  • Area: 160
  • Dimensions: 16x10

Bedroom2

  • Level: Main
  • Area: 183.75
  • Dimensions: 10.5x17.5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 60
  • Dimensions: 7.5x8

Family Room

  • Level: Lower
  • Area: 507.5
  • Dimensions: 29x17.5

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Pellet Stove
  • Fireplace: Yes
  • Finished area below ground: 857
  • Finished area above ground: 1,079

Flex Room

  • Level: Lower
  • Area: 240
  • Dimensions: 16x15

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,158
  • Total interior livable area: 1,936 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Living Room

  • Level: Main
  • Area: 225.06
  • Dimensions: 18.6x12.10

Utility Room

  • Level: Lower
  • Area: 234
  • Dimensions: 18x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04024790000
  • Zoning description: Residential-Single Family
  • Foundation area: 1079

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: None

Lot

  • Lot size: 0.71 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 110 x 277 x 112 x 277

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Wildfire

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$185$2,220
Property Taxes $180$2,160
Electricity $170$2,050
Total$1,874$22,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,251/yr
40% on housing$56,220/yr
45% on housing$49,973/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 56367$165
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56367$161
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$265,000
2026-07-24Listed for sale$265,000

For Sale by Agent

AgentKim Williams
BrokerageEdina Realty, Inc.

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