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693 Stearns Ave E, Eden Valley, MN, 55329

4beds
2baths
2,328sqft
$230,000
$99price/sqft
$1,853/moest. monthly cost
$74,120/yrincome needed

About This Home

Lovely and well maintained 4 bedroom 2 bath home. Main level includes large kitchen/dining, formal dining room, living room, family room w/ gas fireplace, sunroom, bedroom, bath and main floor laundry. Additional 3 bedrooms and a full bath on the upper level. Attached garage plus a 14x20 shed with concrete floor. All on huge 1.27 acre lot with city services.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

9/10
9/10
Eden Valley SecondaryGrades 7-120.3 mi
--
Watkins Elementary SchoolGrades PK-K6.1 mi

Construction

Condition

  • Year built: 1968

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Main
  • Area: 130
  • Dimensions: 10x13

Bedroom2

  • Level: Upper
  • Area: 182
  • Dimensions: 13x14

Bedroom3

  • Level: Upper
  • Area: 132
  • Dimensions: 11x12

Bedroom4

  • Level: Upper
  • Area: 132
  • Dimensions: 11x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 130
  • Dimensions: 10x13

Family Room

  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,328

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Ductless Mini-Split

Interior Area

  • Total structure area: 2,328
  • Total interior livable area: 2,328 sqft

Kitchen

  • Level: Main
  • Area: 130
  • Dimensions: 10x13

Living Room

  • Level: Main
  • Area: 280
  • Dimensions: 14x20

Sun Room

  • Level: Main
  • Area: 224
  • Dimensions: 14x16

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 50306160000
  • Zoning description: Residential-Single Family
  • Foundation area: 1656

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 1.27 Acres
  • Lot size dimensions: 208 x 268 x 193 x 268

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$145$1,740
Property Taxes $349$4,188
Electricity $196$2,356
Total$1,853$22,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,531/yr
40% on housing$55,590/yr
45% on housing$49,413/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 55329$105
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 55329
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$215,000
2026-04-02Listed for sale$225,000
2024-09-20Sold$264,000
2024-08-30Pending sale$269,000
2024-04-26Price change$269,000
2023-10-31Listed for sale$279,000

For Sale by Agent

AgentFrances M. Altman
BrokerageColdwell Banker Realty

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