301 Minnie St, Paynesville, MN, 56362
About This Home
Charming duplex offering excellent investment potential or flexible owner-occupied living, currently rented for immediate income. This property features 2 bedrooms, (potentially 3) and 2 bathrooms, main floor laundry, and low-maintenance vinyl siding for easy upkeep. A spacious 2-car detached garage with a durable steel roof provides ample storage and parking, along with additional off-street parking. With its adaptable layout, the home could be easily converted back into a single-family residence, making it a versatile opportunity for a variety of buyers.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dryer,Range,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Partial,Unfinished
Bedroom
- Level: Main
- Area: 117
- Dimensions: 9x13
Bedroom2
- Level: Upper
- Area: 143
- Dimensions: 11x13
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Family Room
- Level: Main
- Area: 202.5
- Dimensions: 13.5x15
Features
- Finished area below ground: 0
- Finished area above ground: 1,394
Flex Room
- Level: Main
- Area: 135
- Dimensions: 9x15
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 1,778
- Total interior livable area: 1,778 sqft
Kitchen
- Level: Main
- Area: 99.75
- Dimensions: 9.5x10.5
Kitchen
- Level: Upper
- Area: 100
- Dimensions: 10x10
Living Room
- Level: Upper
- Area: 156.25
- Dimensions: 12.5x12.5
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 70393690000
- Zoning description: Residential-Single Family
- Foundation area: 552
Features
- Levels: One and One Half
- Stories: 1
Lot
- Lot size: 0.33 Acres
- Features: Corner Lot
- Lot size dimensions: 150 x 97
Parking
- Total spaces: 2
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Stearns County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,061 | $12,732 |
| Home Insurance * | $149 | $1,788 |
| Property Taxes | $248 | $2,976 |
| Electricity | $170 | $2,050 |
| Total | $1,628 | $19,536 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Listed for sale | $210,000 |
| 2022-10-21 | Sold | $47,200 |
| 2022-09-15 | Sold | $24,500 |
| 2022-08-29 | Pending sale | $68,500 |
| 2022-07-19 | Listed for sale | $68,500 |
| 2022-07-06 | Sold | $70,000 |
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