464 Main St E, Richmond, MN, 56368
About This Home
Beautifully renovated and exceptionally well maintained, this affordable home offers the ease and convenience of main-level living with stylish updates throughout. The inviting main floor features a stunning new kitchen with modern finishes, brand new appliances, and an updated full bathroom designed with comfort and functionality in mind. A spacious laundry and mudroom just off the garage entry adds everyday convenience, while two comfortable bedrooms complete the main level. Downstairs, the finished basement creates the perfect extension of living space with a large family room centered around a cozy gas fireplace - ideal for relaxing evenings or entertaining guests. You'll also find a 3/4 bath, a versatile bonus room with a closet, and abundant storage with built-in shelving to keep everything organized. Additional space offers endless possibilities for a workshop, hobby area, or craft room. Situated on a generous 1/3-acre lot, the property is surrounded by beautiful mature trees that provide a peaceful, shaded backyard retreat during the warm summer days. A sand-point well makes outdoor watering easy and economical, while the insulated detached shop with a wood stove offers a comfortable year-round workspace for projects and hobbies. Enjoy the convenience of being within walking distance to the ROCORI schools bus stop, charming Main Street shops, and Richmond Centennial Park featuring pickleball, baseball, soccer fields, volleyball courts, playgrounds, and free Tuesday night summer concerts. Move-in ready with tasteful renovations already completed, this home combines comfort, value and a wonderful location you'll love coming home to for years to come.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1977
Materials
- Roof: Asphalt
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Block,Egress Window(s),Finished
Bathroom
- Level: Main
- Area: 75
- Dimensions: 10x7.5
Bedroom
- Level: Main
- Area: 149.5
- Dimensions: 13x11.5
Bedroom2
- Level: Main
- Area: 108
- Dimensions: 12x 9
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Dining Room
- Level: Main
- Area: 80
- Dimensions: 10x8
Family Room
- Level: Basement
- Area: 325
- Dimensions: 26x12.5
Features
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas
- Fireplace: Yes
- Finished area below ground: 800
- Finished area above ground: 1,120
Heating & Cooling
- Heating features: Forced Air,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 2,240
- Total interior livable area: 2,240 sqft
Kitchen
- Level: Main
- Area: 110
- Dimensions: 10x11
Laundry
- Level: Main
- Area: 117
- Dimensions: 13x9
Living Room
- Level: Main
- Area: 243
- Dimensions: 18x13.5
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 74407510000
- Zoning description: Residential-Single Family
- Foundation area: 1120
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 0.33 Acres
- Lot size dimensions: 100 x 142
Parking
- Total spaces: 2
- Parking features: Attached,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Stearns County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,668 | $20,016 |
| Home Insurance * | $244 | $2,928 |
| Property Taxes | $325 | $3,900 |
| Electricity | $188 | $2,267 |
| Total | $2,425 | $29,100 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Listed for sale | $339,900 |
| 2026-05-11 | Listing removed | -- |
| 2026-05-05 | Price change | $339,900 |
| 2026-04-20 | Listed for sale | $349,900 |
| 2025-12-30 | Sold | $216,000 |
| 2025-12-12 | Pending sale | $239,000 |
| 2025-12-04 | Price change | $239,000 |
| 2025-10-30 | Listed for sale | $250,000 |
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