9205 220th St, Saint Cloud, MN, 56301
About This Home
Exceptional one-level home situated on 2 beautiful acres with an open floor plan! The main level features a spacious living area, convenient main-floor laundry, a bright kitchen enhanced by three solar tube skylights installed in 2023, and a primary suite with a walk-in closet. Offering 4 bedrooms and 3 bathrooms, this home provides plenty of space for comfortable living. The finished walkout lower level includes two additional bedrooms, a full bath, a kitchenette, and cozy in-floor heat. The oversized heated triple attached garage features a shop area and additional upper-level storage, providing abundant space for vehicles, hobbies, and equipment. This home has been thoughtfully updated with a remodeled primary bedroom and bathroom (2023), luxury vinyl plank flooring (2023), three solar tube skylights (2023), a new overhead garage door and floor drain (2024), and a new roof (2025). Additional highlights include vinyl siding, a new well, propane heat with off-peak heating, wiring for a generator, and a relaxing four-season porch overlooking the peaceful property. Clean, well-maintained, and truly move-in ready, this property offers the perfect blend of modern updates, functionality, and country living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2002
Materials
- Roof: Age 8 Years or Less,Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Egress Window(s),Finished,Full,Walk-Out Access
Bedroom
- Level: Main
- Area: 154
- Dimensions: 14x11
Bedroom2
- Level: Main
- Area: 130
- Dimensions: 13x10
Bedroom3
- Level: Lower
- Area: 115
- Dimensions: 11.5x10
Bedroom4
- Level: Lower
- Area: 140
- Dimensions: 10x14
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Family Room
- Level: Lower
- Area: 345
- Dimensions: 23x15
Features
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 1,298
- Finished area above ground: 1,558
Heating & Cooling
- Heating features: Dual Fuel/Off Peak,Forced Air,Fireplace(s),In-Floor Heating
- Cooling features: Central Air
Interior Area
- Total structure area: 2,920
- Total interior livable area: 2,856 sqft
Kitchen
- Level: Main
- Area: 160
- Dimensions: 10x16
Laundry
- Level: Main
Living Room
- Level: Main
- Area: 369
- Dimensions: 18x20.5
Office
- Level: Lower
- Area: 126.5
- Dimensions: 11x11.5
Other
- Level: Lower
- Area: 72
- Dimensions: 12x6
Other
- Level: Main
- Area: 201.5
- Dimensions: 15.5x13
Property
Accessibility
- Accessibility features: No Stairs External
Details
- Parcel number: 76421610002
- Zoning description: Residential-Single Family
- Other equipment: Fuel Tank - Owned
- Foundation area: 1362
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch
- Fencing: None
Lot
- Lot size: 2 Acres
- Features: Corner Lot,Tree Coverage - Medium
- Lot size dimensions: 598 x 149 x 247 x 323 x 92 x 104
Parking
- Total spaces: 3
- Parking features: Attached,Gravel,Garage,Heated Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Stearns County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,528 | $30,336 |
| Home Insurance * | $315 | $3,780 |
| Property Taxes | $422 | $5,064 |
| Electricity | $240 | $2,890 |
| Total | $3,505 | $42,060 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $474,900 |
| 2026-07-31 | Listed for sale | $500,000 |
View on Zillow