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288 Park Ave S, Saint Cloud, MN, 56301

2beds
2baths
1,520sqft
$275,000
$181price/sqft
$1,988/moest. monthly cost
$79,520/yrincome needed

About This Home

Beautiful 2-bedroom plus den patio home overlooking Angushire Golf Course in a highly desirable 55+ association-maintained community offering truly carefree living with lawn care and snow removal taken care of for you. This thoughtfully designed home features an open living and dining area with vaulted ceilings and expansive windows that fill the space with natural light while showcasing scenic golf course views. The kitchen is efficiently designed with functional workspace and storage to make everyday living easy and convenient. The versatile den offers flexibility to fit your lifestyle and could serve as a home office, third bedroom, or craft room, while both bedrooms are generously sized for comfortable living and guest space. Ideally located near golf, dining, shopping, and everyday conveniences, this home offers comfort, convenience, scenic views, and low-maintenance living in one exceptional property.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

3/10
North Junior High SchoolGrades 6-82.1 mi
3/10
Apollo Senior High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1991

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 195
  • Dimensions: 13x15

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Den

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,520

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,520
  • Total interior livable area: 1,520 sqft

Kitchen

  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Living Room

  • Level: Main
  • Area: 320
  • Dimensions: 20x16

Property

Accessibility

  • Accessibility features: No Stairs External,No Stairs Internal

Details

  • Parcel number: 82446390035
  • Zoning description: Residential-Single Family
  • Foundation area: 1520

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 2,613 sqft
  • Features: On Golf Course
  • Lot size dimensions: 36 x 68

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Lightning
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$173$2,076
Property Taxes $255$3,060
Electricity $170$2,050
Total$1,988$23,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,160/yr
40% on housing$59,640/yr
45% on housing$53,013/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 56301$133
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56301$148
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-27Listed for sale$275,000
2024-02-16Sold$220,900
2024-02-02Pending sale$214,900
2024-01-16Listed for sale$214,900

For Sale by Agent

AgentEmily Schmitt
BrokerageVoigtJohnson

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