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14 Pandolfo Pl, Saint Cloud, MN, 56303

4beds
3baths
2,890sqft
$314,900
$109price/sqft
$2,404/moest. monthly cost
$96,160/yrincome needed

About This Home

Step through the double front doors and into a home that immediately feels both welcoming and thoughtfully updated. From the moment you enter the tiled foyer, you’re greeted by hardwood floors that flow throughout the main living spaces, while a large picture window fills the living room with natural light. Tip-out windows in both the living and dining rooms make everyday living just a little easier, offering convenience without sacrificing charm. The heart of the home is a beautiful kitchen designed for both function and style. Featuring a spacious island with additional drawers and cabinet storage, stainless steel appliances, recessed lighting, and a striking double oven, it’s a space ready for everything from quiet mornings to lively gatherings. Updated lighting adds a modern touch while enhancing the homes character. Just off the attached garage, a fully remodeled mudroom/laundry area and 1/2 bath creates an ideal everyday entry point. Complete with a front-load LG ThinQ washer and dryer with storage drawers, a utility sink, wall-mounted drying racks, a spacious pantry, and a conveniently located half bath, this area is as practical as it is polished. Mission-style three-panel doors and updated flooring tie the space together beautifully. Upstairs, you’ll find four generously sized bedrooms, including a private primary suite designed for comfort and relaxation. The suite features double closets and a unique adjoining sitting room, perfect as a reading retreat or easily converted into a large walk-in closet. The private bath has been remodeled and offers ceramic tile flooring and double sinks. A second full bathroom features a double sink vanity which serves the additional bedrooms, while a large hallway linen closet adds even more storage. The lower level offers excellent flexibility, with an office space designed for quiet productivity thanks to Rockwool Safe’n’Sound insulation for enhanced sound dampening. The recessed lighting and a mission-style door complete the office and this room could easily be converted into a fifth bedroom with a little work. An additional 688 square feet is ready to be finished simply by completing the ceiling, while new drywall, trim, and flooring already enhance much of the space. You’ll also find extra storage in the utility room, along with a newer water heater (2025), an owned water softener, and a recently updated 200-amp electrical panel (2024). Outside, the home continues to impress. Enjoy a large concrete patio (new 2024) overlooking a fenced backyard, perfect for relaxing or entertaining. The low-traffic road adds a sense of privacy and peace. The exterior features LP SmartSide siding with brick accents, while the newer (2024) concrete driveway leads to an attached garage equipped with an insulated overhead door and a quiet, belt-driven LiftMaster opener with MyQ smartphone capability (installed in 2016). Additional garage features include a built-in ceiling-mounted storage racks that will stay. From its thoughtful updates to its flexible living spaces and inviting outdoor areas, this home offers a perfect blend of comfort, functionality, and modern convenience. Experience the home firsthand by taking the interactive 3-D virtual tour.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

4/10
Madison Elementary SchoolGrades PK-50.3 mi
2/10
North Junior High SchoolGrades 6-80.3 mi
3/10
Apollo Senior High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Finished,Full,Storage Space

Bedroom

  • Level: Upper
  • Area: 185.9
  • Dimensions: 11x16.9

Bedroom2

  • Level: Upper
  • Area: 148.5
  • Dimensions: 11x13.5

Bedroom3

  • Level: Upper
  • Area: 126.1
  • Dimensions: 9.7x13

Bedroom4

  • Level: Upper
  • Area: 126.1
  • Dimensions: 9.7x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Lower
  • Dimensions: 11x.27.5

Den

  • Level: Main
  • Area: 264
  • Dimensions: 12x22

Dining Room

  • Level: Main
  • Area: 127.4
  • Dimensions: 9.8x13

Family Room

  • Level: Lower
  • Area: 260
  • Dimensions: 13x20

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 350
  • Finished area above ground: 2,540

Foyer

  • Level: Main
  • Area: 62.56
  • Dimensions: 6.8x9.2

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,890
  • Total interior livable area: 2,890 sqft

Kitchen

  • Level: Main
  • Area: 195
  • Dimensions: 13x15

Laundry

  • Level: Main
  • Area: 60
  • Dimensions: 6x10

Living Room

  • Level: Main
  • Area: 260
  • Dimensions: 13x20

Mud Room

  • Level: Main
  • Area: 73.5
  • Dimensions: 5x14.7

Office

  • Level: Lower
  • Area: 132
  • Dimensions: 11x12

Other

  • Level: Main
  • Area: 27.5
  • Dimensions: 5x5.5

Patio

  • Level: Main
  • Area: 423
  • Dimensions: 18x23.5

Storage

  • Level: Lower
  • Area: 80
  • Dimensions: 8x10

Utility Room

  • Level: Lower
  • Area: 120
  • Dimensions: 10x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 82450580000
  • Zoning description: Residential-Single Family
  • Foundation area: 1324

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Chain Link

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: 90 x 130

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Garage Door Opener,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$252$3,024
Property Taxes $317$3,804
Electricity $243$2,924
Total$2,404$28,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,422/yr
40% on housing$72,120/yr
45% on housing$64,106/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 56303$110
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56303$131
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Listed for sale$334,900
2013-09-30Sold$220,000
2013-03-06Listed for sale$229,900

For Sale by Agent

AgentPaul Morrison
BrokerageRE/MAX Results

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