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212 37th Ave N, Saint Cloud, MN, 56303

1beds
1baths
635sqft
$60,000
$94price/sqft
$587/moest. monthly cost
$23,480/yrincome needed

About This Home

Cozy home at a great value. This 1 level, 1 bedroom, 1 bath home sits on an extra wide lot, has a nice sun porch, double garage plus storage shed. Great location close to popular west side shopping areas.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

3/10
North Junior High SchoolGrades 6-81.3 mi
3/10
Apollo Senior High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1948

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Features

  • Finished area below ground: 0
  • Finished area above ground: 635

Heating & Cooling

  • Heating features: Other,Radiant,Space Heater
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 635
  • Total interior livable area: 635 sqft

Kitchen

  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Living Room

  • Level: Main
  • Area: 110
  • Dimensions: 10x11

Other

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Porch

  • Level: Main
  • Area: 35
  • Dimensions: 5x7

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 82462230000
  • Zoning description: Residential-Single Family
  • Foundation area: 635

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Rear Porch

Lot

  • Lot size: 10,454 sqft
  • Lot size dimensions: 84 x 125

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Lightning

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $303$3,636
Home Insurance *$48$576
Property Taxes $66$792
Electricity $170$2,050
Total$587$7,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,125/yr
40% on housing$17,610/yr
45% on housing$15,653/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 56303$112
Stearns County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 56303$131
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$60,000
2026-07-20Listed for sale$60,000
2022-03-11Sold$109,900
2022-02-23Pending sale$109,900
2022-01-10Listed for sale$109,900
2020-09-30Sold$80,000
2020-08-24Pending sale$94,900
2020-08-17Listed for sale$94,900

For Sale by Agent

AgentFrances M. Altman
BrokerageColdwell Banker Realty

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