




3513 21st Ave S, Saint Cloud, MN, 56301
About This Home
From the moment you arrive, the grand front entrance with stately pillars and an inviting covered front porch sets the tone for the exceptional craftsmanship and timeless elegance found throughout this stunning home. Rich woodwork, luxurious finishes, soaring ceilings, and breathtaking views of the private backyard and wildlife sanctuary create an atmosphere that is both sophisticated and welcoming. The living room is the heart of the home, showcasing custom built-ins, a beautiful gas fireplace, coffered ceilings, and striking cherry wood beams that add warmth and architectural character. Just beyond, the dining area is accented by dramatic floor-to-ceiling wood beams, creating an elegant yet comfortable space for entertaining and everyday gatherings. Designed with both beauty and functionality in mind, the gourmet kitchen features granite countertops, a walk-in pantry, a complete appliance package, beverage center with beverage refrigerator, Wolf cooktop, built-in oven, and an informal dining area with direct access to the outdoor patio. The open layout seamlessly connects the kitchen to the main living spaces while showcasing picturesque views of the backyard, wetlands, and abundant wildlife. The main-level owner's suite is a peaceful retreat, offering tranquil backyard views, a spacious walk-in closet, and a spa-inspired bath complete with granite countertops, dual vanities, a soaking tub, tiled walk-in shower, and private water closet. A second main-floor bedroom provides the flexibility to serve as a nursery, home office, library, or sitting room. Additional main-level amenities include a spacious laundry room with custom cabinetry and newer washer and dryer, a mudroom with generous pantry storage, central vacuum, and both formal and informal dining spaces thoughtfully designed for comfortable everyday living and effortless entertaining. The walkout lower level is equally impressive, featuring in-floor heat throughout, a spacious family room with a cozy fireplace, wet bar, surround sound system, and abundant storage. Three generously sized bedrooms, each with walk-in closets, offer exceptional comfort and privacy for family and guests. A dedicated workshop adds even more versatility, making this level ideal for recreation, hobbies, entertaining, or multigenerational living. Step outside to enjoy the beautifully landscaped grounds featuring a maintenance-free deck, expansive patio, and a private backyard overlooking protected wetlands and a peaceful wildlife sanctuary. An oversized heated three-stall garage with epoxy flooring completes this remarkable property. As an added bonus, the neighborhood association offers access to a beautifully maintained outdoor swimming pool. Enjoy all the fun and relaxation of poolside living without the time, expense, or maintenance of owning one yourself—a true lifestyle enhancement for summer entertaining and family enjoyment. This extraordinary home perfectly blends luxury, comfort, exceptional craftsmanship, and thoughtful design with resort-style amenities and an unparalleled natural setting. It's more than a home—it's a lifestyle you'll love coming home to.
Getting Around
Schools
Construction
Condition
- Year built: 2005
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Central Vacuum,Cooktop,Dishwasher,Dryer,Microwave,Refrigerator,Wall Oven,Washer,Water Softener Owned
Basement
- Has basement: Yes
- Basement: Daylight,Drain Tiled,Egress Window(s),Finished,Full,Sump Pump
Bedroom
- Level: Main
- Area: 240
- Dimensions: 15X16
Bedroom2
- Level: Lower
- Area: 132
- Dimensions: 12X11
Bedroom3
- Level: Lower
- Area: 144
- Dimensions: 12X12
Bedroom4
- Level: Lower
- Area: 182
- Dimensions: 14X13
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 154
- Dimensions: 11X14
Family Room
- Level: Lower
- Area: 432
- Dimensions: 24X18
Features
- Central Vacuum
- Number of fireplaces: 2
- Fireplace features: Family Room,Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 1,530
- Finished area above ground: 2,027
Heating & Cooling
- Heating features: Forced Air,In-Floor Heating
- Cooling features: Central Air
Interior Area
- Total structure area: 4,054
- Total interior livable area: 3,557 sqft
Kitchen
- Level: Main
- Area: 165
- Dimensions: 15X11
Living Room
- Level: Main
- Area: 272
- Dimensions: 17X16
Office
- Level: Main
- Area: 132
- Dimensions: 12X11
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 82464300113
- Zoning description: Residential-Single Family
- Foundation area: 2027
Features
- Levels: One
- Stories: 1
- Pool features: Shared
Lot
- Lot size: 0.36 Acres
- Lot size dimensions: 111 x 139
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Stearns County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,033 | $36,396 |
| Home Insurance * | $378 | $4,536 |
| Property Taxes | $597 | $7,164 |
| Electricity | $300 | $3,600 |
| Total | $4,308 | $51,696 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Pending sale | $599,900 |
| 2026-07-06 | Price change | $599,900 |
| 2026-05-29 | Listed for sale | $620,000 |
| 2021-06-21 | Sold | $499,900 |
| 2014-04-22 | Sold | $460,000 |
| 2013-08-16 | Listed for sale | $529,900 |
| 2005-05-31 | Sold | $541,118 |
