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276 Waite Ave S, Saint Cloud, MN, 56301

2beds
2baths
1,492sqft
$260,000
$174price/sqft
$1,898/moest. monthly cost
$75,920/yrincome needed

About This Home

Convenient location for this Patio home which offers comfort, space, and privacy all in one. Nestled in a prime location overlooking the serene Angushire Golf Course on 3rd hole! Kitchen offers oak cabinets, double pantry, lazy susan, built in desk, center island with more storage. Good size dining room w/bay window. Living room offers a gas fireplace, vaulted beamed ceiling and large picture window. En suite offers walk in closet, 3/4 bath and ceramic tile floor. Good size 2nd bedroom. Guest full bathroom. Screened in 3 season porch w/lots of windows and ceiling fan .... a perfect place to enjoy our beautiful Mn summers! Updates include new carpeting in en suite, updated carpeting in living room and hallway vinyl flooring in laundry room. Open floor plan, 6 panel doors, new flooring in laundry room. Metal siding, gutters, furnace 2023, 100 Amp, some new light fixtures and finished garage. Tucked away on a low-traffic cul-de-sac!

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

3/10
North Junior High SchoolGrades 6-82.1 mi
3/10
Apollo Senior High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Age Over 8 Years,Asphalt
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Gas Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Main Level,Sink

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 228
  • Dimensions: 12x19

Bedroom2

  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 126
  • Dimensions: 14x9

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,492

Garage

  • Area: 600
  • Dimensions: 24x25

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,492
  • Total interior livable area: 1,492 sqft

Kitchen

  • Level: Main
  • Area: 280
  • Dimensions: 14x20

Laundry

  • Level: Main

Living Room

  • Level: Main
  • Area: 320
  • Dimensions: 20x16

Other

  • Level: Main
  • Area: 196
  • Dimensions: 14x14

Property

Accessibility

  • Accessibility features: Grab Bars In Bathroom,No Stairs External,No Stairs Internal,Accessible Electrical and Environmental Controls

Details

  • Parcel number: 82471690015
  • Zoning description: Residential-Single Family
  • Foundation area: 1492

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch
  • Fencing: None

Lot

  • Lot size: 2,613 sqft
  • Features: Near Public Transit,On Golf Course,Tree Coverage - Medium
  • Lot size dimensions: 62 x 40

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Electric,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Lightning
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$164$1,968
Property Taxes $250$3,000
Electricity $170$2,050
Total$1,898$22,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,074/yr
40% on housing$56,940/yr
45% on housing$50,613/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 56301$133
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56301$148
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$250,000
2026-07-22Listed for sale$260,000
2017-12-15Sold$172,000
2017-11-28Pending sale$169,900
2017-10-11Price change$169,900
2017-09-05Price change$189,900
2017-08-09Listed for sale$204,900

For Sale by Agent

AgentDeeDee Fisher
BrokerageRE/MAX Results

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