See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2021 17th St S, Saint Cloud, MN, 56301

3beds
2baths
2,336sqft
$319,900
$137price/sqft
$2,316/moest. monthly cost
$92,640/yrincome needed

About This Home

Welcome to 2021 17th St. S in St. Cloud, Minnesota! Situated just south of the city, this home is tucked away in a highly desirable, secluded neighborhood surrounded by parks and recreational opportunities. Step inside and you'll immediately notice the vaulted ceilings that span the living room and kitchen, creating an inviting atmosphere. This well-designed 4-level home utilizes the space perfectly, giving you bedrooms and bathrooms on the upper and lower levels, while also including a family room on the lower level with a gas fireplace. Convenience is built into the layout with a laundry and mudroom located just off the entryway, and the attached garage includes an electric vehicle charging station, a great perk for eco-conscious buyers. From the dining area, a sliding glass door leads out to a large wooden deck overlooking the beautiful backyard, making it easy to enjoy outdoor gatherings or peaceful evenings at home. Additional notes about the property: it has also seen several important updates, including a new refrigerator in 2021, a new range in 2023, a new washer and dryer in 2025, and a new roof in 2024, offering added value and peace of mind for years to come. On the outside, the home offers an in-ground sprinkler system and a gas hookup for a grill.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
South Junior High SchoolGrades 6-80.9 mi
3/10

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Common Area,Electric Dryer Hookup,In Hall,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Finished,Storage Space

Bathroom

  • Level: Lower
  • Area: 34.2361
  • Dimensions: 7'1x4'10

Bedroom

  • Level: Upper
  • Area: 137.5833
  • Dimensions: 13x10'7

Bedroom2

  • Level: Upper
  • Area: 155.625
  • Dimensions: 13'10x11'3

Bedroom3

  • Level: Lower
  • Area: 148.7083
  • Dimensions: 10'9x13'10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Family Room

  • Level: Lower
  • Area: 206.6667
  • Dimensions: 15'6x13'4

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 856
  • Finished area above ground: 1,480

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,465
  • Total interior livable area: 2,336 sqft

Kitchen

  • Level: Main
  • Area: 141.3125
  • Dimensions: 12'9x11'1

Laundry

  • Level: Main
  • Area: 101.5972
  • Dimensions: 9'2x11'1

Living Room

  • Level: Main
  • Area: 287.8403
  • Dimensions: 19'1x15'1

Other

  • Level: Basement
  • Area: 230.1111
  • Dimensions: 18'2x12'8

Utility Room

  • Level: Basement
  • Area: 126.8819
  • Dimensions: 10'1x12'7

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 82471850073
  • Zoning description: Residential-Single Family
  • Foundation area: 1460

Features

  • Levels: Three Level Split
  • Patio & porch: Deck
  • Fencing: None

Lot

  • Lot size: 0.27 Acres
  • Features: Irregular Lot,Tree Coverage - Medium
  • Lot size dimensions: 75.5 x 150

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Electric Vehicle Charging Station(s),Garage,Garage Door Opener,Insulated Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Lightning
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$201$2,412
Property Taxes $301$3,612
Electricity $197$2,364
Total$2,316$27,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,405/yr
40% on housing$69,480/yr
45% on housing$61,760/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 56301$133
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56301$148
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$319,900
2026-06-26Listed for sale$324,999
2016-08-12Sold$184,900
2016-07-15Pending sale$184,900
2016-06-22Listed for sale$184,900
2010-03-22Sold$164,900
2009-12-03Listing removed$169,900
2009-10-09Listed for sale$169,900

For Sale by Agent

AgentJason Dowdey
BrokerageWeichert REALTORS Tower Properties

Similar Homes