1908 Prairie Hill Rd, Saint Cloud, MN, 56301
About This Home
Welcome to an exceptional opportunity in one of St. Cloud’s most desirable neighborhoods! On the market for the very first time, this lovingly maintained, one-owner home is designed to impress families and move-up buyers seeking extra space and modern finishes. Step inside to discover an open and airy chef’s kitchen featuring granite countertops and abundant cabinetry—perfect for preparing meals or entertaining guests. The adjoining dining area opens to a light-filled 3-season porch, ideal for enjoying your morning coffee or relaxing with friends, all while taking in serene backyard views with no rear neighbors for added privacy. Multiple living and family rooms throughout the home offer flexible spaces for work, play, and relaxation. Upstairs, you’ll find three spacious bedrooms, while the lower-level offers a spacious finished basement with LOTS of storage. Enjoy the convenience of main-level laundry and a meticulously finished 3-stall garage with gleaming epoxy floors—great for car enthusiasts or extra storage. Set in a quiet, established community close to amenities, parks, and schools, this move-in ready home is your chance to upgrade your lifestyle in a setting you’ll love for years to come. Don’t miss it!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1996
Materials
- Roof: Age Over 8 Years
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Freezer,Gas Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Block,Egress Window(s),Finished,Full,Storage Space
Bedroom
- Level: Upper
- Area: 192
- Dimensions: 12x16
Bedroom2
- Level: Upper
- Area: 182
- Dimensions: 13x14
Bedroom3
- Level: Upper
- Area: 162
- Dimensions: 12x13.5
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 2
Bonus Room
- Level: Lower
- Area: 377
- Dimensions: 13x29
Dining Room
- Level: Main
- Area: 168
- Dimensions: 12x14
Family Room
- Level: Main
- Area: 354
- Dimensions: 12x29.5
Family Room
- Level: Lower
- Area: 729
- Dimensions: 27x27
Features
- Number of fireplaces: 2
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 1,410
- Finished area above ground: 2,404
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,872
- Total interior livable area: 3,814 sqft
Kitchen
- Level: Main
- Area: 209
- Dimensions: 11x19
Laundry
- Level: Main
- Area: 59.5
- Dimensions: 7x8.5
Living Room
- Level: Main
- Area: 280
- Dimensions: 14x20
Porch
- Level: Main
- Area: 180
- Dimensions: 12x15
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 82471870044
- Zoning description: Residential-Single Family
- Foundation area: 1468
Features
- Levels: Two
- Stories: 2
- Fencing: None
Lot
- Lot size: 0.28 Acres
- Lot size dimensions: 78 x 14 x 139 x 103 x 142
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Lightning
- Heat Wave
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Stearns County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,097 | $25,164 |
| Home Insurance * | $261 | $3,132 |
| Property Taxes | $427 | $5,124 |
| Electricity | $321 | $3,860 |
| Total | $3,106 | $37,272 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Price change | $409,900 |
| 2026-06-22 | Price change | $414,900 |
| 2026-05-29 | Listed for sale | $419,900 |
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