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1700 Hillcrest Rd, Saint Cloud, MN, 56303

3beds
3baths
5,840sqft
$340,000
$58price/sqft
$2,832/moest. monthly cost
$113,280/yrincome needed

About This Home

Step into a true time capsule of style—this one-of-a-kind 3 bed, 3 bath home blends iconic 1970s design with striking architectural character you simply don’t see today. Lovingly maintained by just two owners, this standout property offers personality, space, and an unforgettable setting. The main living area is a showstopper, featuring soaring vaulted ceilings, a gas-burning fireplace, and dramatic floor-to-ceiling windows that flood the space with natural light while framing beautiful views of the Mississippi River. Sliding doors lead to a wraparound deck, creating the perfect setting for both relaxed mornings and evening gatherings. The kitchen embraces its vintage charm with warm tones, a wall oven, center island, and indoor grill—seamlessly connecting to the dining area. Here, a second fireplace and patio access create an inviting space that effortlessly blends indoor and outdoor living. All three bedrooms are thoughtfully located on the main level, with a sliding partition offering added privacy from the main living space. The primary suite continues the home’s signature style with expansive windows, patio access, and a retro-inspired ensuite featuring a double vanity and classic tilework. The lower level expands your options with two spacious family rooms, ideal for entertaining or relaxing, along with a large storage area and dedicated workshop. A 2-stall garage and drive-through driveway complete the package. Bold, distinctive, and full of character—this is a rare opportunity to own a true statement home.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

4/10
Madison Elementary SchoolGrades PK-51.3 mi
2/10
North Junior High SchoolGrades 6-81.1 mi
3/10
Apollo Senior High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1965

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Exhaust Fan,Indoor Grill,Wall Oven
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Concrete

Bedroom

  • Level: Main
  • Area: 324
  • Dimensions: 18X18

Bedroom2

  • Level: Main
  • Area: 195
  • Dimensions: 15X13

Bedroom3

  • Level: Main
  • Area: 204
  • Dimensions: 12X17

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 266
  • Dimensions: 19X14

Family Room

  • Level: Basement
  • Area: 306
  • Dimensions: 18X17

Family Room

  • Level: Lower
  • Area: 390
  • Dimensions: 15X26

Features

  • Number of fireplaces: 3
  • Fireplace features: Gas,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,307
  • Finished area above ground: 3,172

Heating & Cooling

  • Heating features: Boiler
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,840
  • Total interior livable area: 5,840 sqft

Kitchen

  • Level: Main
  • Area: 238
  • Dimensions: 17X14

Living Room

  • Level: Main
  • Area: 720
  • Dimensions: 24X30

Storage

  • Level: Basement
  • Area: 572
  • Dimensions: 22X26

Workshop

  • Level: Basement
  • Area: 252
  • Dimensions: 21X12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 82474170000
  • Zoning description: Residential-Single Family
  • Foundation area: 2668

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Wrap Around
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River

Lot

  • Lot size: 0.70 Acres
  • Features: Corner Lot
  • Lot size dimensions: 100 x 270

Parking

  • Total spaces: 2
  • Parking features: Attached,Tuckunder Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Lightning

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$272$3,264
Property Taxes $349$4,188
Electricity $492$5,910
Total$2,832$33,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,097/yr
40% on housing$84,960/yr
45% on housing$75,520/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$58This listing

vs Other Active Listings

Avg $/sqft

ZIP 56303$111
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56303$131
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$399,900

For Sale by Agent

AgentJanel Morgan
BrokerageMorgan & Co.

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