2217 13th St S, Saint Cloud, MN, 56301
About This Home
Pride of ownership shows throughout this well-maintained 3-bedroom, 2-bath bi-level home, offering move-in readiness and everyday comfort. Updates include steel siding, newer shingles, furnace, and central air. The kitchen features stainless steel appliances, and the spacious 14’ x 26’ lower-level family room is perfect for relaxing or entertaining. A flexible lower-level storage room can serve as a home office, hobby space, or extra organization. The garage offers extra space with workbench & storage. The 12’ x 12’ deck is ideal for morning coffee or summer grilling, all in a quiet south St. Cloud neighborhood.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1985
Materials
- Roof: Age 8 Years or Less,Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Freezer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedroom
- Level: Upper
- Area: 169
- Dimensions: 13 x 13
Bedroom2
- Level: Upper
- Area: 126.5
- Dimensions: 11 x 11.5
Bedroom3
- Level: Lower
- Area: 144
- Dimensions: 12 x 12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Dining Room
- Level: Upper
- Area: 96
- Dimensions: 8 x 12
Family Room
- Level: Lower
- Area: 364
- Dimensions: 14 x 26
Features
- Finished area below ground: 796
- Finished area above ground: 1,022
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,958
- Total interior livable area: 1,818 sqft
Kitchen
- Level: Upper
- Area: 108
- Dimensions: 9 x 12
Living Room
- Level: Upper
- Area: 195
- Dimensions: 13 x 15
Storage
- Level: Lower
- Area: 84
- Dimensions: 7 x 12
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 82476210008
- Zoning description: Residential-Single Family
- Foundation area: 1022
Features
- Levels: Multi/Split
- Pool features: None
- Patio & porch: Deck
- Fencing: None
Lot
- Lot size: 10,018 sqft
- Features: Tree Coverage - Medium
- Lot size dimensions: 71 x 146
Parking
- Total spaces: 2
- Parking features: Attached,Concrete,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Lightning
- Heat Wave
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Stearns County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,567 | $18,804 |
| Home Insurance * | $195 | $2,340 |
| Property Taxes | $270 | $3,240 |
| Electricity | $170 | $2,050 |
| Total | $2,202 | $26,424 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Price change | $309,900 |
| 2026-07-09 | Listed for sale | $319,900 |
View on Zillow