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1515 Calvary Hill Ln, Saint Cloud, MN, 56301

3beds
3baths
3,612sqft
$392,500
$109price/sqft
$2,941/moest. monthly cost
$117,640/yrincome needed

About This Home

Want a frisbee golf course, pickleball court or sledding hill all within walking distance of your home? If so, this is the house for you. Master bedroom has an ensuite bathroom, large walk-in closet as well as a shared fireplace with a sauna tub room. There are two other bedrooms located on the same level. There is ample storage throughout bedrooms and bathrooms. Main level floorplan offers large entertaining space with an abundance of natural light and another fireplace. Makes a great sun or game room. Lower level offers another fire place and large living room area. The basement has a large office space. There is a large storage area that can be used for storage and would make a great cinema room. Lots of opportunities for a creative person. There have been many upgrades done throughout out house both inside from some new flooring, paint, plumbing fixtures, range & range hood as well as dishwasher. Outside there were some trees removed and the land leveled. A large chain link fence was installed around entire backyard. There are 2 decks and patio area, as well as fire pit for entertaining. Property has also been professionally surveyed. Sellers are looking to down size. If there is anything buyer is interested in, from furniture, sports collection or games in game room, please make an offer.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

3/10
South Junior High SchoolGrades 6-80.4 mi
3/10

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Asphalt,Pitched
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Washer
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Block,Full

Bedroom

  • Level: Upper
  • Area: 272
  • Dimensions: 17X16

Bedroom2

  • Level: Upper
  • Area: 156
  • Dimensions: 13X12

Bedroom3

  • Level: Upper
  • Area: 154
  • Dimensions: 14x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Family Room

  • Level: Main
  • Area: 480
  • Dimensions: 24X20

Features

  • Number of fireplaces: 3
  • Fireplace features: Double Sided,Family Room,Gas,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 700
  • Finished area above ground: 2,360

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,612
  • Total interior livable area: 3,612 sqft

Kitchen

  • Level: Main
  • Area: 204
  • Dimensions: 17X12

Living Room

  • Level: Main
  • Area: 392
  • Dimensions: 28X14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 82488020000
  • Zoning description: Residential-Single Family
  • Foundation area: 2905

Features

  • Levels: Four or More Level Split
  • Fencing: Full

Lot

  • Lot size: 0.35 Acres
  • Features: Irregular Lot,Tree Coverage - Medium
  • Lot size dimensions: 115 x 144

Parking

  • Total spaces: 2
  • Parking features: Attached,Tuckunder Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Lightning

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,984$23,808
Home Insurance *$247$2,964
Property Taxes $406$4,872
Electricity $304$3,655
Total$2,941$35,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,834/yr
40% on housing$88,230/yr
45% on housing$78,426/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 56301$133
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56301$148
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-02Listed for sale$397,500
2025-10-23Listing removed$399,999
2025-09-25Listed for sale$399,999
2021-04-09Sold$288,900
2020-12-22Listed for sale$299,900
2015-10-27Sold$164,900
2015-10-16Pending sale$164,900
2015-08-26Price change$164,900
2015-08-07Price change$179,900
2015-07-09Price change$194,900
2015-06-04Listed for sale$209,900
2015-01-01Sold$164,900
2014-04-01Listing removed$199,900
2014-01-19Listed for sale$199,900
2013-11-24Listing removed$199,900
2013-11-12Price change$199,900
2013-10-25Listed for sale$224,900

For Sale by Agent

AgentHeidi Zenner
BrokerageRE/MAX Results

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